/* ============================================================
   GLOOBAL INVESTMENT ADVISORY — Site stylesheet (2026 redesign)
   No web fonts, no framework. Brand: teal / green / gold.
   ============================================================ */

:root {
  --teal-950: #02282c;
  --teal-900: #033a3f;
  --teal-800: #054c53;
  --teal:     #006670;
  --teal-600: #0a7f8a;
  --teal-100: #d5eff0;
  --teal-50:  #eef8f8;
  --green:    #22c55e;
  --green-700:#15803d;
  --gold:     #f4b400;
  --gold-600: #d99c00;
  --gold-50:  #fff7df;
  --rose:     #be185d;
  --rose-50:  #fdf2f7;
  --wa:       #25d366;
  --ink:      #0e1c1f;
  --body:     #3a4a4e;
  --muted:    #64767a;
  --line:     #e2eaeb;
  --cream:    #fbf9f4;
  --white:    #fff;
  --serif: "Iowan Old Style", "Palatino Linotype", "Book Antiqua", Palatino, "Noto Serif", Georgia, serif;
  --sans: system-ui, -apple-system, "Segoe UI", Roboto, "Helvetica Neue", Arial, sans-serif;
  --r: 14px;
  --r-lg: 22px;
  --shadow-sm: 0 1px 2px rgba(3,58,63,.06), 0 2px 8px rgba(3,58,63,.05);
  --shadow: 0 2px 6px rgba(3,58,63,.06), 0 14px 34px rgba(3,58,63,.09);
  --shadow-lg: 0 30px 70px rgba(2,40,44,.35);
  --wrap: 1180px;
  --ease: cubic-bezier(.2,.7,.2,1);
}

/* --- Base --- */
*, *::before, *::after { box-sizing: border-box; }
* { margin: 0; padding: 0; }
html { -webkit-text-size-adjust: 100%; scroll-behavior: smooth; }
body { font-family: var(--sans); font-size: 1rem; line-height: 1.65; color: var(--body); background: var(--white); -webkit-font-smoothing: antialiased; overflow-x: hidden; }
img, svg { display: block; max-width: 100%; }
img { height: auto; }
a { color: inherit; text-decoration: none; }
ul, ol { list-style: none; }
button { font: inherit; cursor: pointer; border: 0; background: none; color: inherit; }
address { font-style: normal; }
h1, h2, h3 { color: var(--ink); line-height: 1.2; font-weight: 700; }
h1, h2 { font-family: var(--serif); letter-spacing: -.01em; }
h2 { font-size: clamp(1.75rem, 3.6vw, 2.55rem); }
h3 { font-size: 1.1rem; letter-spacing: -.005em; }
.h3 { font-size: clamp(1.35rem, 2.4vw, 1.7rem); }
strong, b { color: var(--ink); font-weight: 650; }
:focus-visible { outline: 3px solid var(--gold); outline-offset: 2px; border-radius: 4px; }
.container { width: 100%; max-width: var(--wrap); margin-inline: auto; padding-inline: 20px; }
.sr-only { position: absolute; width: 1px; height: 1px; overflow: hidden; clip: rect(0 0 0 0); white-space: nowrap; }
.skip-link { position: absolute; left: 12px; top: -60px; z-index: 200; background: var(--ink); color: #fff; padding: 10px 16px; border-radius: 8px; }
.skip-link:focus { top: 12px; }

.ic { width: 1.15em; height: 1.15em; flex: none; fill: none; stroke: currentColor; stroke-width: 1.8; stroke-linecap: round; stroke-linejoin: round; }

/* --- Buttons --- */
.btn { display: inline-flex; align-items: center; justify-content: center; gap: .55em; padding: .8em 1.35em; border-radius: 999px; font-weight: 650; font-size: .95rem; line-height: 1.2; border: 1.5px solid transparent; transition: background .2s, color .2s, border-color .2s, transform .2s var(--ease), box-shadow .2s; white-space: nowrap; }
.btn:hover { transform: translateY(-1px); }
.btn:hover .ic { transform: translateX(2px); }
.btn .ic { transition: transform .2s var(--ease); }
.btn-lg { padding: 1em 1.7em; font-size: 1rem; }
.btn-sm { padding: .6em 1.1em; font-size: .88rem; }
.btn-block { width: 100%; }
.btn-gold { background: var(--gold); color: var(--teal-950); box-shadow: 0 6px 18px rgba(244,180,0,.28); }
.btn-gold:hover { background: #ffc21a; }
.btn-teal { background: var(--teal); color: #fff; }
.btn-teal:hover { background: var(--teal-800); }
.btn-outline { border-color: var(--teal); color: var(--teal); background: #fff; }
.btn-outline:hover { background: var(--teal); color: #fff; }
.btn-ghost { border-color: rgba(255,255,255,.35); color: #fff; background: rgba(255,255,255,.04); }
.btn-ghost:hover { background: rgba(255,255,255,.12); border-color: rgba(255,255,255,.6); }
.btn-rose { background: var(--rose); color: #fff; }
.btn-rose:hover { background: #9d174d; }
.btn-wa { background: var(--wa); color: #06351b; }
.btn-wa:hover { background: #1fbe5a; }
.btn-row { display: flex; flex-wrap: wrap; gap: 12px; }
.btn-row-center { justify-content: center; margin-top: 44px; }
.link-arrow { display: inline-flex; align-items: center; gap: .4em; font-weight: 650; color: var(--teal); font-size: .95rem; }
.link-arrow .ic { transition: transform .2s var(--ease); }
.link-arrow:hover .ic { transform: translateX(3px); }

/* --- Eyebrow / section heads --- */
.eyebrow { display: inline-flex; align-items: center; gap: .5em; font-size: .78rem; font-weight: 700; letter-spacing: .14em; text-transform: uppercase; color: var(--teal); margin-bottom: 14px; }
.eyebrow::before { content: ""; width: 22px; height: 2px; background: var(--gold); border-radius: 2px; }
.eyebrow .ic { width: 1.05em; height: 1.05em; }
.eyebrow-light { color: var(--gold); }
.eyebrow-rose { color: var(--rose); }
.eyebrow-rose::before { background: var(--rose); }
.section { padding: clamp(64px, 9vw, 112px) 0; }
.section-head { max-width: 720px; margin: 0 auto 52px; text-align: center; }
.section-head .eyebrow { justify-content: center; }
.section-head h2 { margin-bottom: 14px; }
.section-head p:last-child { font-size: 1.06rem; color: var(--muted); }
.section-head-light h2 { color: #fff; }
.section-head-light p:last-child { color: rgba(255,255,255,.72); }
.section-tint { background: var(--teal-50); }
.section-cream { background: var(--cream); }

/* --- Top bar --- */
.topbar { background: var(--teal-950); color: rgba(255,255,255,.78); font-size: .8rem; }
.topbar-in { display: flex; align-items: center; gap: 26px; min-height: 38px; }
.topbar span, .topbar a { display: inline-flex; align-items: center; gap: .45em; }
.topbar .ic { color: var(--gold); }
.topbar-mail { margin-left: auto; }
.topbar-mail:hover { color: #fff; }

/* --- Header --- */
.site-header { position: sticky; top: 0; z-index: 100; background: rgba(255,255,255,.92); backdrop-filter: saturate(1.6) blur(12px); -webkit-backdrop-filter: saturate(1.6) blur(12px); border-bottom: 1px solid transparent; transition: border-color .25s, box-shadow .25s; }
.site-header.scrolled { border-color: var(--line); box-shadow: 0 6px 24px rgba(3,58,63,.07); }
.header-in { display: flex; align-items: center; gap: 20px; height: 76px; }
.brand img { height: 46px; width: auto; }
.main-nav { margin-left: auto; }
.main-nav ul { display: flex; gap: 4px; }
.main-nav a { display: block; white-space: nowrap; padding: 8px 10px; border-radius: 8px; font-size: .92rem; font-weight: 550; color: var(--ink); position: relative; transition: color .2s; }
.main-nav a::after { content: ""; position: absolute; left: 10px; right: 10px; bottom: 2px; height: 2px; background: var(--gold); border-radius: 2px; transform: scaleX(0); transition: transform .25s var(--ease); }
.main-nav a:hover { color: var(--teal); }
.main-nav a:hover::after, .main-nav a[aria-current="page"]::after { transform: scaleX(1); }
.main-nav a[aria-current="page"] { color: var(--teal); }
.header-actions { display: flex; align-items: center; gap: 14px; }
.call-link { white-space: nowrap; display: inline-flex; align-items: center; gap: 10px; font-weight: 700; color: var(--ink); font-size: .95rem; }
.call-ic { display: grid; place-items: center; width: 38px; height: 38px; border-radius: 50%; background: var(--teal-50); color: var(--teal); transition: background .2s, color .2s; }
.call-link:hover .call-ic { background: var(--teal); color: #fff; }
.nav-toggle { display: none; width: 44px; height: 44px; border-radius: 10px; flex-direction: column; justify-content: center; align-items: center; gap: 5px; }
.nav-toggle span { width: 22px; height: 2px; background: var(--ink); border-radius: 2px; transition: transform .25s, opacity .25s; }
.nav-toggle[aria-expanded="true"] span:nth-child(1) { transform: translateY(7px) rotate(45deg); }
.nav-toggle[aria-expanded="true"] span:nth-child(2) { opacity: 0; }
.nav-toggle[aria-expanded="true"] span:nth-child(3) { transform: translateY(-7px) rotate(-45deg); }
.mobile-menu { display: none; }

/* --- Hero --- */
.hero { position: relative; color: rgba(255,255,255,.82); background:
  radial-gradient(900px 500px at 85% 10%, rgba(34,197,94,.20), transparent 60%),
  radial-gradient(700px 500px at 0% 100%, rgba(244,180,0,.10), transparent 60%),
  linear-gradient(160deg, var(--teal-800) 0%, var(--teal-900) 55%, var(--teal-950) 100%);
  overflow: hidden; }
.hero::before { content: ""; position: absolute; inset: 0; background-image: radial-gradient(rgba(255,255,255,.07) 1px, transparent 1px); background-size: 26px 26px; mask-image: linear-gradient(90deg, transparent, #000 70%); -webkit-mask-image: linear-gradient(90deg, transparent, #000 70%); pointer-events: none; }
.hero-grid { position: relative; display: grid; grid-template-columns: 1.25fr .9fr; gap: 64px; align-items: center; padding-top: clamp(56px, 8vw, 104px); padding-bottom: clamp(56px, 8vw, 104px); }
.hero h1 { color: #fff; font-size: clamp(2.4rem, 5.6vw, 4.1rem); line-height: 1.06; letter-spacing: -.02em; margin-bottom: 22px; }
.hero h1 span { color: var(--gold); font-style: italic; font-weight: 600; }
.hero-lead { font-size: clamp(1.02rem, 1.6vw, 1.15rem); max-width: 560px; margin-bottom: 32px; }
.hero-lead strong { color: #fff; }
.hero-stats { display: grid; grid-template-columns: repeat(4, 1fr); margin-top: 48px; padding-top: 28px; border-top: 1px solid rgba(255,255,255,.14); }
.hero-stats li { padding-right: 14px; }
.hero-stats li + li { padding-left: 18px; border-left: 1px solid rgba(255,255,255,.12); }
.hero-stats .num { display: block; font-family: var(--serif); font-size: clamp(1.6rem, 2.8vw, 2.15rem); font-weight: 700; color: #fff; line-height: 1.1; }
.hero-stats .lbl { display: block; font-size: .8rem; color: rgba(255,255,255,.62); margin-top: 4px; line-height: 1.35; }

.finder { background: #fff; color: var(--body); border-radius: var(--r-lg); padding: 28px; box-shadow: var(--shadow-lg); position: relative; }
.finder::before { content: ""; position: absolute; inset: -1px -1px auto -1px; height: 5px; border-radius: var(--r-lg) var(--r-lg) 0 0; background: linear-gradient(90deg, var(--teal), var(--green), var(--gold)); }
.finder-head { display: flex; align-items: center; gap: 12px; margin-bottom: 18px; }
.finder-ic { display: grid; place-items: center; width: 44px; height: 44px; border-radius: 12px; background: var(--teal-50); color: var(--teal); font-size: 1.25rem; }
.finder-title { font-family: var(--serif); font-size: 1.3rem; font-weight: 700; color: var(--ink); }
.finder-list { margin-bottom: 20px; }
.finder-list li { display: flex; align-items: center; gap: 12px; padding: 13px 4px; border-top: 1px solid var(--line); font-size: .94rem; }
.fi { display: grid; place-items: center; width: 34px; height: 34px; border-radius: 10px; background: var(--cream); color: var(--teal); flex: none; }
.fl { font-weight: 600; color: var(--ink); flex: 1; }
.fp { font-size: .8rem; font-weight: 700; color: var(--green-700); background: #ecfdf3; padding: 4px 10px; border-radius: 999px; white-space: nowrap; }
.fp-muted { color: var(--muted); background: #f2f5f5; }

/* --- Partners --- */
.partners { padding: 56px 0 64px; border-bottom: 1px solid var(--line); }
.partners-head { display: flex; justify-content: space-between; align-items: flex-end; gap: 32px; margin-bottom: 32px; }
.partners-head .eyebrow { margin-bottom: 8px; }
.partners-sub { max-width: 430px; color: var(--muted); font-size: .95rem; }
.logo-grid { display: grid; grid-template-columns: repeat(5, 1fr); border: 1px solid var(--line); border-radius: var(--r); overflow: hidden; }
.logo-grid li { display: grid; place-items: center; height: 104px; padding: 18px 22px; background: #fff; box-shadow: 1px 0 0 var(--line), 0 1px 0 var(--line); }
.logo-grid img { max-height: 46px; width: auto; max-width: 100%; object-fit: contain; transition: transform .3s var(--ease); }
.logo-grid li:hover img { transform: scale(1.06); }

/* --- Numbers --- */
.numbers-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 20px; }
.number-card { position: relative; display: flex; flex-direction: column; padding: 30px 28px; border: 1px solid var(--line); border-radius: var(--r); background: #fff; transition: border-color .25s, box-shadow .25s, transform .25s var(--ease); }
.number-card:hover { border-color: var(--teal-100); box-shadow: var(--shadow); transform: translateY(-3px); }
.n-ic { position: absolute; top: 28px; right: 26px; color: var(--teal); opacity: .55; font-size: 1.5rem; }
.n-num { font-family: var(--serif); font-size: clamp(2.2rem, 4vw, 2.8rem); font-weight: 700; color: var(--teal); line-height: 1.05; margin-bottom: 10px; }
.n-lbl { font-weight: 650; color: var(--ink); }
.n-sub { font-size: .9rem; color: var(--muted); }

/* --- Health spotlight --- */
.spot-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 20px; }
.spot-card { display: flex; gap: 18px; align-items: flex-start; background: #fff; border-radius: var(--r); padding: 26px; box-shadow: var(--shadow-sm); transition: box-shadow .25s, transform .25s var(--ease); }
.spot-card:hover { box-shadow: var(--shadow); transform: translateY(-3px); }
.spot-ic { display: grid; place-items: center; width: 50px; height: 50px; border-radius: 14px; background: var(--teal); color: #fff; font-size: 1.3rem; flex: none; }
.spot-num { display: block; font-family: var(--serif); font-size: 1.65rem; font-weight: 700; color: var(--ink); line-height: 1.1; margin-bottom: 4px; }
.spot-check { color: var(--green-700); }
.spot-check .ic { width: 1.1em; height: 1.1em; stroke-width: 2.6; }
.spot-lbl { font-family: var(--sans); font-size: 1rem; color: var(--teal); margin-bottom: 2px; }
.spot-card p { font-size: .9rem; color: var(--muted); }

/* --- Maternity --- */
.maternity { background: linear-gradient(180deg, #fff 0%, var(--rose-50) 100%); }
.mat-grid { display: grid; grid-template-columns: 1.3fr 1fr; gap: 64px; align-items: center; }
.maternity h2 { margin-bottom: 18px; }
.lead { font-size: 1.08rem; margin-bottom: 26px; }
.check-list { display: grid; gap: 12px; margin-bottom: 32px; }
.check-list li { display: flex; align-items: center; gap: 12px; color: var(--ink); font-weight: 500; }
.check-list .ic { width: 34px; height: 34px; padding: 8px; border-radius: 50%; background: #fff; color: var(--rose); box-shadow: 0 0 0 1px #fbd3e4; }
.early-card { background: #fff; border-radius: var(--r-lg); padding: 36px; box-shadow: 0 24px 60px rgba(190,24,93,.10); border: 1px solid #fbe0ec; }
.early-card h3 { font-family: var(--serif); font-size: 1.6rem; margin-bottom: 18px; color: #831843; }
.early-row { display: grid; gap: 2px; padding: 18px 0; border-top: 1px solid #fbe0ec; font-size: .92rem; color: var(--muted); }
.early-num { font-family: var(--serif); font-size: 1.75rem; font-weight: 700; color: var(--rose); line-height: 1.15; }

/* --- Services --- */
.services-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 22px; }
.service-card { display: flex; flex-direction: column; padding: 32px 30px; border: 1px solid var(--line); border-radius: var(--r-lg); background: #fff; transition: border-color .25s, box-shadow .25s, transform .25s var(--ease); }
.service-card:hover { border-color: transparent; box-shadow: var(--shadow); transform: translateY(-4px); }
.svc-ic { display: grid; place-items: center; width: 54px; height: 54px; border-radius: 16px; background: var(--teal-50); color: var(--teal); font-size: 1.4rem; margin-bottom: 22px; transition: background .25s, color .25s; }
.service-card:hover .svc-ic { background: var(--teal); color: #fff; }
.service-card h3 { font-family: var(--serif); font-size: 1.35rem; margin-bottom: 10px; }
.service-card p { font-size: .95rem; margin-bottom: 18px; }
.tags { display: flex; flex-wrap: wrap; gap: 6px; margin-bottom: 22px; }
.tags li { font-size: .76rem; font-weight: 600; padding: 4px 10px; border-radius: 999px; background: var(--cream); border: 1px solid #eee7d6; color: #6b5a2b; }
.service-card .link-arrow { margin-top: auto; }
.service-featured { background: linear-gradient(165deg, var(--teal-50), #fff 60%); border-color: var(--teal-100); }

/* --- Promise --- */
.promise { background: radial-gradient(800px 400px at 100% 0%, rgba(34,197,94,.14), transparent 60%), var(--teal-900); }
.promise-grid { display: grid; grid-template-columns: repeat(3, 1fr); border-top: 1px solid rgba(255,255,255,.12); border-left: 1px solid rgba(255,255,255,.12); }
.promise-item { padding: 36px 32px; border-right: 1px solid rgba(255,255,255,.12); border-bottom: 1px solid rgba(255,255,255,.12); transition: background .25s; }
.promise-item:hover { background: rgba(255,255,255,.04); }
.p-ic { display: inline-grid; place-items: center; width: 46px; height: 46px; border-radius: 50%; border: 1px solid rgba(244,180,0,.45); color: var(--gold); font-size: 1.2rem; margin-bottom: 20px; }
.promise-item h3 { color: #fff; font-size: 1.12rem; margin-bottom: 8px; }
.promise-item p { color: rgba(255,255,255,.68); font-size: .94rem; }

/* --- Why us --- */
.why-grid { display: grid; grid-template-columns: .85fr 1.4fr; gap: 72px; align-items: start; }
.why-intro { position: sticky; top: 110px; }
.why-intro h2 { margin-bottom: 16px; }
.why-intro p { font-size: 1.06rem; color: var(--muted); margin-bottom: 24px; }
.why-list { display: grid; grid-template-columns: 1fr 1fr; gap: 0 36px; }
.why-item { display: flex; gap: 16px; padding: 26px 0; border-top: 1px solid var(--line); }
.w-ic { display: grid; place-items: center; width: 44px; height: 44px; border-radius: 12px; background: var(--gold-50); color: var(--gold-600); font-size: 1.2rem; flex: none; }
.why-item h3 { margin-bottom: 6px; }
.why-item p { font-size: .93rem; color: var(--muted); }

/* --- Achievements + stats --- */
.achievements { background: var(--cream); border-top: 1px solid #efe9da; border-bottom: 1px solid #efe9da; }
.ach-list { display: flex; flex-wrap: wrap; justify-content: center; gap: 10px 12px; padding-top: 26px; padding-bottom: 26px; }
.ach-list li { display: inline-flex; align-items: center; gap: 8px; padding: 8px 16px; border-radius: 999px; background: #fff; border: 1px solid #ece5d2; font-size: .87rem; color: var(--body); }
.ach-list .ic { color: var(--teal); }
.ach-list b { color: var(--teal); }
.stats-band { background: linear-gradient(100deg, var(--teal) 0%, var(--teal-800) 100%); color: #fff; }
.stats-grid { display: grid; grid-template-columns: repeat(4, 1fr); padding-top: 48px; padding-bottom: 48px; text-align: center; }
.stats-grid > div + div { border-left: 1px solid rgba(255,255,255,.16); }
.stats-grid .num { display: block; font-family: var(--serif); font-size: clamp(2rem, 4vw, 2.9rem); font-weight: 700; line-height: 1.1; color: #fff; }
.stats-grid .lbl { display: block; font-size: .88rem; color: rgba(255,255,255,.75); margin-top: 6px; }

/* --- Testimonials --- */
.testi-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 22px; align-items: stretch; }
.testi { position: relative; display: flex; flex-direction: column; padding: 34px 30px 28px; background: #fff; border-radius: var(--r-lg); border: 1px solid #efe9da; }
.testi::before { content: "\201C"; position: absolute; top: 6px; right: 24px; font-family: var(--serif); font-size: 5.5rem; line-height: 1; color: var(--teal-100); }
.testi-feature { background: var(--teal-900); border-color: var(--teal-900); }
.testi-feature::before { color: rgba(255,255,255,.12); }
.testi.testi-feature blockquote p { color: rgba(255,255,255,.85); }
.testi.testi-feature b { color: #fff; }
.testi.testi-feature small { color: rgba(255,255,255,.6); }
.stars { color: var(--gold); letter-spacing: 3px; font-size: 1rem; margin-bottom: 16px; }
.testi blockquote { flex: 1; margin-bottom: 24px; }
.testi blockquote p { font-family: var(--serif); font-size: 1.08rem; line-height: 1.6; color: var(--ink); }
.testi figcaption { display: flex; align-items: center; gap: 12px; }
.testi figcaption b { display: block; font-size: .95rem; }
.testi figcaption small { display: block; font-size: .82rem; color: var(--muted); }
.avatar { display: grid; place-items: center; width: 44px; height: 44px; border-radius: 50%; background: var(--teal); color: #fff; font-weight: 700; font-size: .85rem; letter-spacing: .03em; flex: none; }
.testi-feature .avatar { background: var(--gold); color: var(--teal-950); }

/* --- CTA --- */
.cta { padding: 0 0 clamp(64px, 9vw, 104px); background: var(--cream); }
.cta-box { display: grid; grid-template-columns: 1.2fr 1fr; gap: 40px; align-items: center; padding: clamp(36px, 5vw, 60px); border-radius: 28px; color: rgba(255,255,255,.8); background:
  radial-gradient(600px 300px at 100% 0%, rgba(34,197,94,.22), transparent 60%),
  linear-gradient(140deg, var(--teal) 0%, var(--teal-900) 100%); box-shadow: var(--shadow); max-width: calc(var(--wrap) - 40px); }
.cta h2 { color: #fff; margin-bottom: 12px; }
.cta-btns { display: flex; flex-wrap: wrap; gap: 12px; justify-content: flex-end; }

/* --- Footer --- */
.site-footer { background: var(--teal-950); color: rgba(255,255,255,.66); font-size: .92rem; padding-top: 72px; }
.footer-grid { display: grid; grid-template-columns: 1.5fr 1fr 1fr 1.2fr; gap: 44px; padding-bottom: 52px; }
.footer-logo { display: inline-block; margin-bottom: 18px; }
.footer-logo img { height: 44px; width: auto; filter: brightness(0) invert(1); }
.footer-brand > p { margin-bottom: 18px; max-width: 340px; }
.irdai { display: inline-flex; align-items: center; gap: 8px; padding: 7px 14px; border-radius: 999px; border: 1px solid rgba(244,180,0,.4); color: var(--gold); font-size: .82rem; font-weight: 600; }
.f-contact { margin-top: 22px; display: grid; gap: 10px; }
.f-contact li { display: flex; align-items: center; gap: 10px; }
.f-contact .ic { color: var(--gold); }
.f-contact a:hover, .f-col a:hover, .footer-bottom a:hover { color: #fff; }
.f-h { font-family: var(--sans); font-size: .78rem; font-weight: 700; letter-spacing: .14em; text-transform: uppercase; color: #fff; margin-bottom: 16px; }
.f-h-gap { margin-top: 28px; }
.f-col ul { display: grid; gap: 9px; }
.f-badges { display: flex !important; flex-wrap: wrap; gap: 6px !important; }
.f-badges li { padding: 4px 10px; border-radius: 6px; background: rgba(255,255,255,.06); border: 1px solid rgba(255,255,255,.1); font-size: .78rem; }
.f-note { display: flex; gap: 10px; margin-top: 22px; padding: 14px; border-radius: 12px; background: rgba(255,255,255,.05); font-size: .84rem; }
.f-note .ic { color: var(--gold); margin-top: 2px; }
.footer-bottom { display: flex; justify-content: space-between; gap: 16px; flex-wrap: wrap; padding-top: 22px; padding-bottom: 26px; border-top: 1px solid rgba(255,255,255,.1); font-size: .84rem; }
.footer-bottom ul { display: flex; gap: 22px; }

/* --- WhatsApp float --- */
.wa-float { position: fixed; right: 20px; bottom: 20px; z-index: 90; display: grid; place-items: center; width: 56px; height: 56px; border-radius: 50%; background: var(--wa); color: #fff; box-shadow: 0 10px 26px rgba(37,211,102,.42); transition: transform .2s var(--ease); }
.wa-float:hover { transform: scale(1.07); }
.wa-float .ic { width: 28px; height: 28px; }
.wa-tip { position: absolute; right: 66px; white-space: nowrap; background: var(--ink); color: #fff; font-size: .8rem; padding: 6px 12px; border-radius: 8px; opacity: 0; transform: translateX(6px); transition: opacity .2s, transform .2s; pointer-events: none; }
.wa-float:hover .wa-tip { opacity: 1; transform: none; }

/* --- Mobile action bar --- */
.m-bar { display: none; }

/* --- Reveal on scroll (JS adds .js to <html>) --- */
.js .reveal { opacity: 0; transform: translateY(18px); transition: opacity .6s var(--ease), transform .6s var(--ease); }
.js .reveal.in { opacity: 1; transform: none; }

/* ============ Responsive ============ */
@media (max-width: 1320px) { .hide-lg { display: none; } }
@media (max-width: 1120px) {
  .main-nav, .hide-md { display: none; }
  .nav-toggle { display: flex; }
  .header-actions { margin-left: auto; }
  .mobile-menu { display: block; max-height: 0; overflow: hidden; background: #fff; transition: max-height .35s var(--ease); }
  .mobile-menu.open { max-height: 640px; border-top: 1px solid var(--line); box-shadow: 0 18px 30px rgba(3,58,63,.1); }
  .mobile-menu > a { display: block; padding: 14px 24px; font-weight: 600; color: var(--ink); border-bottom: 1px solid var(--line); }
  .mobile-menu > a[aria-current="page"] { color: var(--teal); }
  .mobile-cta { display: grid; gap: 10px; padding: 18px 24px 22px; }
  .footer-grid { grid-template-columns: 1fr 1fr; }
}
@media (max-width: 960px) {
  .hero-grid, .mat-grid, .why-grid, .cta-box { grid-template-columns: 1fr; gap: 44px; }
  .finder { max-width: 520px; }
  .why-intro { position: static; }
  .numbers-grid, .spot-grid, .services-grid, .promise-grid, .testi-grid { grid-template-columns: 1fr 1fr; }
  .logo-grid { grid-template-columns: repeat(4, 1fr); }
  .partners-head { flex-direction: column; align-items: flex-start; gap: 10px; }
  .cta-btns { justify-content: flex-start; }
}
@media (max-width: 640px) {
  .container { padding-inline: 16px; }
  .hide-sm { display: none !important; }
  .topbar-in { justify-content: center; }
  .header-in { height: 66px; }
  .brand img { height: 38px; }
  .call-txt { display: none; }
  .hero-stats { grid-template-columns: 1fr 1fr; gap: 22px 0; }
  .hero-stats li:nth-child(3) { border-left: 0; padding-left: 0; }
  .btn-row .btn { flex: 1 1 100%; }
  .numbers-grid, .spot-grid, .services-grid, .promise-grid, .testi-grid, .why-list, .footer-grid { grid-template-columns: 1fr; }
  .numbers-grid { grid-template-columns: 1fr 1fr; gap: 12px; }
  .number-card { padding: 22px 18px; }
  .n-ic { display: none; }
  .n-num { font-size: 1.9rem; }
  .logo-grid { grid-template-columns: repeat(2, 1fr); }
  .logo-grid li { height: 88px; }
  .stats-grid { grid-template-columns: 1fr 1fr; gap: 28px 0; }
  .stats-grid > div:nth-child(3) { border-left: 0; }
  .promise-item { padding: 28px 22px; }
  .cta-btns .btn { flex: 1 1 100%; }
  .footer-bottom { flex-direction: column; }
  .finder { padding: 22px 18px; }
  .finder-list li { gap: 10px; padding: 12px 0; font-size: .9rem; }
  .fi { width: 30px; height: 30px; }
  .fp { font-size: .74rem; padding: 3px 8px; }
  .section-head { margin-bottom: 36px; }
  .f-col ul { gap: 2px; }
  .f-col ul:not(.f-badges) a { display: block; padding: 7px 0; }
  .footer-bottom ul a { display: inline-block; padding: 6px 0; }
  .early-card { padding: 26px 22px; }
  .why-intro { text-align: left; }
  /* sticky thumb-reach action bar replaces the floating WhatsApp button */
  .wa-float { display: none; }
  body { padding-bottom: calc(64px + env(safe-area-inset-bottom)); }
  .ach-list { padding-inline: 16px; scroll-padding-inline: 16px; flex-wrap: nowrap; justify-content: flex-start; overflow-x: auto; scroll-snap-type: x proximity; -webkit-overflow-scrolling: touch; scrollbar-width: none; padding-top: 18px; padding-bottom: 18px; mask-image: linear-gradient(90deg, #000 85%, transparent); -webkit-mask-image: linear-gradient(90deg, #000 85%, transparent); }
  .ach-list::-webkit-scrollbar { display: none; }
  .ach-list li { flex: none; white-space: nowrap; scroll-snap-align: start; }
  .promise-item { display: grid; grid-template-columns: 42px 1fr; column-gap: 16px; padding: 22px 18px; }
  .promise-item .p-ic { width: 42px; height: 42px; margin: 0; grid-row: span 2; }
  .promise-item h3 { margin-bottom: 4px; }
  .spot-card { padding: 20px; }
  .service-card { padding: 26px 22px; }
  .testi { padding: 28px 22px 24px; }
  .m-bar { display: grid; grid-template-columns: 1fr 1fr 1.25fr; position: fixed; left: 0; right: 0; bottom: 0; z-index: 95; background: rgba(255,255,255,.97); backdrop-filter: blur(10px); -webkit-backdrop-filter: blur(10px); border-top: 1px solid var(--line); box-shadow: 0 -6px 20px rgba(3,58,63,.08); padding: 8px 10px calc(8px + env(safe-area-inset-bottom)); gap: 8px; }
  .m-bar a { display: flex; flex-direction: column; align-items: center; justify-content: center; gap: 2px; min-height: 48px; border-radius: 12px; font-size: .74rem; font-weight: 650; color: var(--ink); }
  .m-bar a .ic { width: 20px; height: 20px; color: var(--teal); }
  .m-bar a:nth-child(2) .ic { color: #1fae53; }
  .m-bar .m-bar-cta { flex-direction: row; gap: 8px; background: var(--gold); color: var(--teal-950); font-size: .86rem; }
  .m-bar .m-bar-cta .ic { color: var(--teal-950); }
}
@media (prefers-reduced-motion: reduce) {
  *, *::before, *::after { transition: none !important; animation: none !important; scroll-behavior: auto !important; }
  .js .reveal { opacity: 1; transform: none; }
}


/* ============================================================
   Graphics: Assam scene, health shield, service art panels, stats icons, CTA phone
   ============================================================ */

/* Hero: Assam scene along the bottom */
.theme-c .hero-grid { padding-bottom: clamp(160px, 18vw, 270px); }
.hero-scene { position: absolute; left: 0; right: 0; bottom: -1px; width: 100%; height: clamp(160px, 19vw, 290px); pointer-events: none; }
.theme-c .partners { padding-top: 40px; }

/* Health: infographic + tiles */
.health-layout { display: grid; grid-template-columns: .9fr 1.25fr; gap: 48px; align-items: center; }
.health-art svg { width: 100%; max-width: 440px; margin-inline: auto; animation: float 7s ease-in-out infinite; }
.theme-c .spot-grid { grid-template-columns: 1fr 1fr; gap: 16px; }
@keyframes float { 50% { transform: translateY(-10px); } }

/* Maternity card art */
.pram-art { width: 190px; margin: -8px auto 6px; }
.theme-c .early-card h3 { text-align: center; }

/* Services: illustrated header panels */
.theme-c .service-card { padding: 0 0 28px; overflow: hidden; }
.theme-c .service-card > :not(.svc-ic) { margin-left: 28px; margin-right: 28px; }
.theme-c .svc-ic { position: relative; width: 100%; height: 132px; border-radius: 0; margin: 0 0 22px; font-size: 3rem; color: #fff; overflow: hidden;
  background: radial-gradient(circle at 85% 20%, rgba(255,255,255,.22) 0 38px, transparent 39px),
              radial-gradient(circle at 12% 110%, rgba(255,255,255,.14) 0 70px, transparent 71px),
              linear-gradient(135deg, var(--teal) 0%, var(--teal-900) 100%); }
.theme-c .svc-ic::after { content: ""; position: absolute; inset: 0; background-image: radial-gradient(rgba(255,255,255,.14) 1px, transparent 1px); background-size: 14px 14px; }
.theme-c .svc-ic .ic { position: relative; z-index: 1; width: 64px; height: 64px; padding: 14px; border-radius: 20px; background: rgba(255,255,255,.14); stroke-width: 1.6; }
.theme-c .service-card:nth-child(2) .svc-ic { background-color: transparent; background-image: radial-gradient(circle at 85% 20%, rgba(255,255,255,.22) 0 38px, transparent 39px), radial-gradient(circle at 12% 110%, rgba(255,255,255,.14) 0 70px, transparent 71px), linear-gradient(135deg, #0b8a6a, #05484f); }
.theme-c .service-card:nth-child(3) .svc-ic { background-image: radial-gradient(circle at 85% 20%, rgba(255,255,255,.3) 0 38px, transparent 39px), radial-gradient(circle at 12% 110%, rgba(255,255,255,.2) 0 70px, transparent 71px), linear-gradient(135deg, #f4b400, #d98a00); color: var(--teal-950); }
.theme-c .service-card:nth-child(3) .svc-ic .ic { background: rgba(255,255,255,.35); }
.theme-c .service-card:nth-child(4) .svc-ic { background-image: radial-gradient(circle at 85% 20%, rgba(255,255,255,.22) 0 38px, transparent 39px), radial-gradient(circle at 12% 110%, rgba(255,255,255,.14) 0 70px, transparent 71px), linear-gradient(135deg, #0a7f8a, #033a3f); }
.theme-c .service-card:nth-child(5) .svc-ic { background-image: radial-gradient(circle at 85% 20%, rgba(255,255,255,.22) 0 38px, transparent 39px), radial-gradient(circle at 12% 110%, rgba(255,255,255,.14) 0 70px, transparent 71px), linear-gradient(135deg, #15803d, #064e3b); }
.theme-c .service-card:nth-child(6) .svc-ic { background-image: radial-gradient(circle at 85% 20%, rgba(255,255,255,.25) 0 38px, transparent 39px), radial-gradient(circle at 12% 110%, rgba(255,255,255,.16) 0 70px, transparent 71px), linear-gradient(135deg, #25d366, #128c4a); }
.theme-c .service-card:hover .svc-ic { color: #fff; }
.theme-c .service-card:nth-child(3):hover .svc-ic { color: var(--teal-950); }
.theme-c .service-card:hover .svc-ic .ic { transform: scale(1.06) rotate(-3deg); }
.theme-c .svc-ic .ic { transition: transform .3s var(--ease); }
.theme-c .service-featured { background: #fff; border-color: var(--line); }

/* Why us: badge */
.why-badge { width: 150px; margin-bottom: 18px; }

/* Stats band icons */
.st-ic { display: inline-grid; place-items: center; width: 46px; height: 46px; border-radius: 50%; background: rgba(255,255,255,.12); color: var(--gold); font-size: 1.25rem; margin-bottom: 10px; }

/* CTA: phone graphic */
.theme-c .cta-box { grid-template-columns: 1.15fr 1fr; overflow: hidden; }
.cta-side { display: flex; align-items: center; gap: 28px; justify-content: flex-end; }
.cta-phone { width: 170px; flex: none; margin: -12px 0 -80px; filter: drop-shadow(0 20px 30px rgba(2,40,44,.35)); }
.theme-c .cta-btns { flex-direction: column; align-items: stretch; }

/* Wave into the footer */
.theme-c .site-footer { position: relative; }

@media (max-width: 960px) {
  .health-layout { grid-template-columns: 1fr; gap: 28px; }
  .health-art svg { max-width: 300px; }
  .cta-side { justify-content: flex-start; }
  .theme-c .cta-box { grid-template-columns: 1fr; }
  .cta-phone { margin: 0; width: 150px; }
}
@media (max-width: 640px) {
  .theme-c .hero-grid { padding-bottom: 130px; }
  .hero-scene { height: 140px; }
  .health-art svg { max-width: 250px; }
  .theme-c .spot-grid { grid-template-columns: 1fr; }
  .theme-c .service-card > :not(.svc-ic) { margin-left: 22px; margin-right: 22px; }
  .theme-c .svc-ic { height: 112px; }
  .theme-c .service-card { padding: 0 0 24px; }
  .why-badge { width: 110px; }
  .cta-side { flex-direction: column; align-items: stretch; }
  .cta-phone { display: none; }
  .theme-c .cta-btns { width: 100%; }
}
@media (prefers-reduced-motion: reduce) { .health-art svg { animation: none; } }


/* ============================================================
   Infographics: pictogram, ring, hospitalisation timeline, maternity steps, insurer hub
   ============================================================ */

/* Number cards: pictogram + ring */
.picto { display: flex; gap: 3px; margin-top: 14px; color: var(--teal); }
.picto .ic { width: 18px; height: 18px; stroke-width: 2; }
.picto .ic:nth-child(n+9) { opacity: .28; }
.js .number-card .picto .ic { opacity: 0; transform: translateY(6px); transition: opacity .35s, transform .35s; }
.js .number-card.in .picto .ic { opacity: 1; transform: none; }
.js .number-card.in .picto .ic:nth-child(n+9) { opacity: .28; }
.number-card .picto .ic:nth-child(1) { transition-delay: .05s; } .number-card .picto .ic:nth-child(2) { transition-delay: .1s; }
.number-card .picto .ic:nth-child(3) { transition-delay: .15s; } .number-card .picto .ic:nth-child(4) { transition-delay: .2s; }
.number-card .picto .ic:nth-child(5) { transition-delay: .25s; } .number-card .picto .ic:nth-child(6) { transition-delay: .3s; }
.number-card .picto .ic:nth-child(7) { transition-delay: .35s; } .number-card .picto .ic:nth-child(8) { transition-delay: .4s; }
.number-card .picto .ic:nth-child(9) { transition-delay: .45s; } .number-card .picto .ic:nth-child(10) { transition-delay: .5s; }
.ring { position: absolute; top: 20px; right: 20px; width: 58px; height: 58px; }
.ring-bg { fill: none; stroke: var(--teal-50); stroke-width: 10; }
.ring-fg { fill: none; stroke: var(--green); stroke-width: 10; stroke-linecap: round; stroke-dasharray: 314; stroke-dashoffset: 0; transform: rotate(-90deg); transform-origin: 60px 60px; transition: stroke-dashoffset 1.4s var(--ease) .2s; }
.js .number-card:not(.in) .ring-fg { stroke-dashoffset: 314; }
.ring-ic { fill: none; stroke: var(--green-700); stroke-width: 3; stroke-linecap: round; stroke-linejoin: round; }

/* Hospitalisation timeline (drawn to scale: 90 : 180) */
.hosp-tl { margin-top: 28px; background: #fff; border-radius: var(--r-lg); padding: 26px 28px 30px; box-shadow: var(--shadow-sm); }
.hosp-head { display: flex; align-items: center; gap: 14px; margin-bottom: 22px; }
.hosp-head b { display: block; color: var(--ink); font-size: 1.05rem; }
.hosp-head small { display: block; color: var(--muted); font-size: .9rem; }
.tl-bar { display: grid; grid-template-columns: 90fr 0 180fr; align-items: center; }
.tl-seg { position: relative; height: 54px; display: flex; align-items: center; gap: 8px; padding: 0 18px; color: #fff; overflow: hidden; }
.tl-pre { background: linear-gradient(90deg, rgba(10,127,138,.55), var(--teal-600)); border-radius: 14px 0 0 14px; }
.tl-post { background: linear-gradient(90deg, var(--green-700), rgba(34,197,94,.55)); border-radius: 0 14px 14px 0; justify-content: flex-end; }
.tl-num { font-family: var(--serif); font-size: 1.6rem; font-weight: 700; line-height: 1; }
.tl-lbl { font-size: .85rem; opacity: .9; }
.tl-mid { position: relative; z-index: 1; width: 0; }
.tl-node { position: absolute; top: 50%; left: 50%; transform: translate(-50%, -50%); display: grid; place-items: center; width: 64px; height: 64px; border-radius: 50%; background: #fff; color: var(--teal); font-size: 1.5rem; box-shadow: 0 0 0 6px var(--teal-50), var(--shadow); }
.js .hosp-tl .tl-seg { clip-path: inset(0 100% 0 0); transition: clip-path 1.1s var(--ease); }
.js .hosp-tl .tl-post { clip-path: inset(0 0 0 100%); }
.js .hosp-tl.in .tl-seg { clip-path: inset(0 0 0 0); }

/* Maternity: step timeline */
.steps { list-style: none; position: relative; margin-top: 8px; }
.steps::before { content: ""; position: absolute; left: 21px; top: 22px; bottom: 30px; width: 2px; background: repeating-linear-gradient(#f9a8d4 0 6px, transparent 6px 12px); }
.step { position: relative; display: grid; grid-template-columns: 44px 1fr; gap: 16px; align-items: start; }
.step + .step { margin-top: 6px; }
.step-node { position: relative; z-index: 1; display: grid; place-items: center; width: 44px; height: 44px; border-radius: 50%; background: #fff; color: var(--rose); border: 2px solid #fbcfe2; font-size: 1.1rem; }
.step-start { height: 44px; }
.step-start .step-node { background: var(--rose); color: #fff; border-color: var(--rose); }
.theme-e .step .early-row { border-top: 0; padding: 6px 0 14px; }
.theme-e .early-card h3 { text-align: left; }

/* Why us: comparison hub */
.hub { width: 100%; max-width: 420px; margin: 0 auto 26px; display: block; overflow: visible; }
.hub-orbit { fill: none; stroke: var(--teal-100); stroke-width: 1.5; stroke-dasharray: 3 7; }
.hub-orbit-2 { stroke: var(--gold); stroke-opacity: .5; }
.hub-line { stroke: var(--teal); stroke-opacity: .45; stroke-width: 1.6; stroke-dasharray: 5 7; animation: flow 2.4s linear infinite; }
@keyframes flow { to { stroke-dashoffset: -24; } }
.hub-core { fill: #fff; stroke: var(--teal-100); stroke-width: 8; filter: drop-shadow(0 10px 20px rgba(3,58,63,.15)); }
.hub-node rect { fill: #fff; stroke: var(--teal-100); stroke-width: 1.5; filter: drop-shadow(0 4px 8px rgba(3,58,63,.08)); }
.hub-node text { font: 700 12px var(--sans); fill: var(--teal-800); text-anchor: middle; }
.hub-node:nth-child(odd) rect { stroke: rgba(244,180,0,.6); }
.theme-e .why-intro { text-align: left; }

@media (max-width: 640px) {
  .hosp-tl { padding: 20px 16px 24px; }
  .tl-seg { height: 48px; padding: 0 10px; flex-direction: column; align-items: flex-start; justify-content: center; gap: 2px; }
  .tl-post { align-items: flex-end; }
  .tl-num { font-size: 1.25rem; }
  .tl-lbl { font-size: .66rem; white-space: nowrap; }
  .tl-pre { padding-right: 28px; }
  .tl-post { padding-left: 28px; }
  .tl-node { width: 50px; height: 50px; font-size: 1.2rem; }
  .ring { width: 46px; height: 46px; top: 16px; right: 16px; }
  .picto .ic { width: 13px; height: 13px; }
  .hub { max-width: 330px; }
}
@media (prefers-reduced-motion: reduce) { .hub-line { animation: none; } }


/* ============================================================
   Infographics: 80D tax bar, Did you know, claims stepper, NCB chart, cover types, FAQ
   ============================================================ */

/* Tax stacked bar */
.tax-card { margin-top: 18px; background: #fff; border-radius: var(--r-lg); padding: 26px 28px 24px; box-shadow: var(--shadow-sm); }
.tax-bar { display: flex; gap: 4px; height: 74px; }
.tax-seg { display: flex; flex-direction: column; justify-content: center; padding: 0 18px; color: #fff; min-width: 0; }
.tax-self { background: var(--teal); border-radius: 14px 0 0 14px; }
.tax-par { background: linear-gradient(90deg, var(--gold-600), var(--gold)); color: var(--teal-950); border-radius: 0 14px 14px 0; }
.tax-amt { font-family: var(--serif); font-size: 1.45rem; font-weight: 700; line-height: 1.1; }
.tax-who { font-size: .8rem; opacity: .9; white-space: nowrap; overflow: hidden; text-overflow: ellipsis; }
.tax-scale { display: grid; grid-template-columns: 1fr 2fr auto; margin-top: 8px; font-size: .75rem; color: var(--muted); }
.tax-scale span:nth-child(2) { margin-left: -24px; }
.tax-note { margin-top: 12px; font-size: .88rem; color: var(--muted); }
.js .tax-card .tax-seg { transform: scaleX(0); transform-origin: left; transition: transform .9s var(--ease); }
.js .tax-card .tax-par { transition-delay: .35s; }
.js .tax-card.in .tax-seg { transform: none; }

/* Did you know band */
.dyk { background: radial-gradient(600px 300px at 90% 0%, rgba(244,180,0,.16), transparent 60%), var(--teal-950); color: rgba(255,255,255,.8); padding: 56px 0; }
.dyk-in { display: grid; grid-template-columns: 1fr 1.05fr; gap: 48px; align-items: center; }
.dyk-lead { font-family: var(--serif); font-size: clamp(1.25rem, 2.4vw, 1.6rem); line-height: 1.45; color: #fff; margin-bottom: 24px; }
.dyk-lead b { color: var(--gold); }
.dyk-chart { width: 100%; overflow: visible; }
.dyk-tag { font: 700 14px var(--sans); fill: var(--gold); }
.dyk-line { stroke-dasharray: 700; stroke-dashoffset: 0; transition: stroke-dashoffset 1.8s var(--ease); }
.js .dyk:not(.in) .dyk-line { stroke-dashoffset: 700; }

/* Claims stepper */
.claims { background: var(--cream); }
.cs-tabs { display: flex; justify-content: center; gap: 8px; margin: -16px auto 30px; padding: 6px; background: #fff; border: 1px solid #ece5d2; border-radius: 999px; width: max-content; max-width: 100%; }
.cs-tab { display: inline-flex; align-items: center; gap: 8px; padding: 10px 20px; border-radius: 999px; font-weight: 650; font-size: .92rem; color: var(--muted); transition: background .2s, color .2s; }
.cs-tab[aria-selected="true"] { background: var(--teal); color: #fff; }
.cs-sub { text-align: center; font-weight: 700; color: var(--teal); letter-spacing: .02em; margin-bottom: 26px; }
.cs-steps { list-style: none; display: grid; gap: 22px; counter-reset: cs; position: relative; }
.cs-4 { grid-template-columns: repeat(4, 1fr); }
.cs-5 { grid-template-columns: repeat(5, 1fr); }
.cs-steps::before { content: ""; position: absolute; top: 34px; left: 10%; right: 10%; height: 2px; background: repeating-linear-gradient(90deg, var(--teal) 0 8px, transparent 8px 16px); opacity: .35; }
.cs-step { position: relative; text-align: center; padding: 0 6px; }
.cs-node { position: relative; display: inline-grid; place-items: center; width: 68px; height: 68px; border-radius: 50%; background: #fff; color: var(--teal); font-size: 1.5rem; box-shadow: 0 0 0 6px var(--cream), var(--shadow); margin-bottom: 16px; }
.cs-node i { position: absolute; top: -4px; right: -4px; width: 24px; height: 24px; border-radius: 50%; background: var(--gold); color: var(--teal-950); font: 700 .75rem/24px var(--sans); }
.cs-step:last-child .cs-node { background: var(--green); color: #fff; }
.cs-step h3 { font-size: 1rem; margin-bottom: 6px; }
.cs-step p { font-size: .88rem; color: var(--muted); }

/* Motor */
.motor-grid { display: grid; grid-template-columns: 1fr 1.1fr; gap: 28px; align-items: start; }
.ncb-card { background: #fff; border-radius: var(--r-lg); padding: 32px; box-shadow: var(--shadow-sm); }
.ncb-card h2 { margin-bottom: 10px; }
.ncb-intro { color: var(--muted); font-size: .95rem; margin-bottom: 26px; }
.ncb-chart { list-style: none; display: grid; grid-template-columns: repeat(5, 1fr); gap: 12px; align-items: end; height: 200px; border-bottom: 2px solid var(--line); padding-bottom: 0; margin-bottom: 40px; }
.ncb-chart li { position: relative; display: flex; flex-direction: column; justify-content: flex-end; align-items: center; height: 100%; }
.ncb-bar { flex: none; width: 100%; height: calc(var(--h) * .8%); border-radius: 10px 10px 0 0; background: linear-gradient(180deg, var(--green), var(--teal)); transform-origin: bottom; transition: transform .8s var(--ease); }
.ncb-chart li:last-child .ncb-bar { background: linear-gradient(180deg, var(--gold), var(--gold-600)); }
.ncb-val { font-family: var(--serif); font-weight: 700; font-size: 1.2rem; color: var(--ink); margin-bottom: 6px; }
.ncb-yr { position: absolute; bottom: -28px; font-size: .78rem; color: var(--muted); white-space: nowrap; }
.js .ncb-card:not(.in) .ncb-bar { transform: scaleY(0); }
.ncb-chart li:nth-child(2) .ncb-bar { transition-delay: .1s; } .ncb-chart li:nth-child(3) .ncb-bar { transition-delay: .2s; }
.ncb-chart li:nth-child(4) .ncb-bar { transition-delay: .3s; } .ncb-chart li:nth-child(5) .ncb-bar { transition-delay: .4s; }
.ncb-note { display: flex; gap: 10px; font-size: .88rem; background: var(--teal-50); border-radius: 12px; padding: 14px; color: var(--teal-800); }
.ncb-note .ic { margin-top: 3px; }
.cover-title { margin: 6px 0 16px; }
.cover-cards { display: grid; grid-template-columns: 1fr 1fr; gap: 14px; margin-bottom: 14px; }
.cover { position: relative; background: #fff; border-radius: var(--r); padding: 22px 20px; border-top: 4px solid #f59e0b; box-shadow: var(--shadow-sm); }
.cover-comp { border-top-color: var(--teal); }
.cover h3 { font-size: 1rem; margin-bottom: 8px; }
.cover p { font-size: .88rem; }
.cover-tag { display: flex; gap: 6px; align-items: center; margin-top: 10px; font-weight: 650; color: var(--green-700); }
.cover-comp .cover-tag { color: var(--teal); }
.cover-badge { position: absolute; top: -13px; right: 14px; background: var(--teal); color: #fff; font-size: .7rem; font-weight: 700; letter-spacing: .06em; text-transform: uppercase; padding: 4px 10px; border-radius: 999px; }
.flood { display: flex; gap: 16px; background: #fff; border-radius: var(--r); padding: 20px; margin-bottom: 16px; border-left: 4px solid #0ea5e9; box-shadow: var(--shadow-sm); }
.flood-ic { display: grid; place-items: center; flex: none; width: 46px; height: 46px; border-radius: 50%; background: #e0f2fe; color: #0284c7; font-size: 1.3rem; }
.flood h3 { font-size: 1rem; margin-bottom: 6px; }
.flood p { font-size: .88rem; color: var(--muted); }

/* FAQ */
.faq-grid { display: grid; grid-template-columns: .8fr 1.4fr; gap: 56px; align-items: start; }
.faq-intro { position: sticky; top: 110px; }
.faq-intro h2 { margin-bottom: 14px; }
.faq-intro p { color: var(--muted); margin-bottom: 20px; }
.faq-item { border-bottom: 1px solid var(--line); }
.faq-question { width: 100%; display: flex; justify-content: space-between; gap: 16px; align-items: center; text-align: left; padding: 20px 0; font-weight: 650; font-size: 1.02rem; color: var(--ink); }
.faq-question .ic { flex: none; color: var(--teal); transition: transform .25s; }
.faq-item.open .faq-question .ic { transform: rotate(180deg); }
.faq-answer { display: grid; grid-template-rows: 0fr; transition: grid-template-rows .3s var(--ease); }
.faq-answer > p { overflow: hidden; color: var(--body); font-size: .95rem; }
.faq-item.open .faq-answer { grid-template-rows: 1fr; }
.faq-item.open .faq-answer > p { padding-bottom: 20px; }

@media (max-width: 960px) {
  .dyk-in, .motor-grid, .faq-grid { grid-template-columns: 1fr; gap: 32px; }
  .faq-intro { position: static; }
  .cs-4, .cs-5 { grid-template-columns: 1fr 1fr; }
  .cs-steps::before { display: none; }
}
@media (max-width: 640px) {
  .tax-card { padding: 20px 16px; }
  .tax-bar { height: auto; flex-direction: column; }
  .tax-seg { flex: none !important; padding: 14px 16px; border-radius: 12px !important; }
  .tax-who { white-space: normal; }
  .tax-scale { display: none; }
  .js .tax-card .tax-seg { transform-origin: left; }
  .cs-tabs { width: 100%; }
  .cs-tab { flex: 1; justify-content: center; padding: 10px 8px; font-size: .82rem; }
  .cs-4, .cs-5 { grid-template-columns: 1fr; gap: 0; }
  .cs-step { display: grid; grid-template-columns: 56px 1fr; column-gap: 14px; text-align: left; padding: 0 0 18px; }
  .cs-step::before { content: ""; position: absolute; left: 27px; top: 56px; bottom: 0; width: 2px; background: repeating-linear-gradient(var(--teal) 0 6px, transparent 6px 12px); opacity: .35; }
  .cs-step:last-child::before { display: none; }
  .cs-node { width: 56px; height: 56px; font-size: 1.2rem; grid-row: span 2; margin: 0; }
  .ncb-card { padding: 22px 16px; }
  .ncb-chart { gap: 8px; height: 170px; }
  .ncb-val { font-size: 1rem; }
  .ncb-yr { font-size: .68rem; }
  .cover-cards { grid-template-columns: 1fr; gap: 20px; }
  .flood { padding: 16px; }
}

/* ============================================================
   Inner pages: page hero, stat strip, notes, vehicle types, coverage venn, add-ons, partner cards
   ============================================================ */
.page-hero { position: relative; overflow: hidden; color: rgba(255,255,255,.82); background:
  radial-gradient(800px 420px at 90% 10%, rgba(34,197,94,.18), transparent 60%),
  linear-gradient(160deg, var(--teal-800) 0%, var(--teal-900) 55%, var(--teal-950) 100%); }
.page-hero::before { content: ""; position: absolute; inset: 0; background-image: radial-gradient(rgba(255,255,255,.07) 1px, transparent 1px); background-size: 26px 26px; mask-image: linear-gradient(90deg, transparent, #000 70%); -webkit-mask-image: linear-gradient(90deg, transparent, #000 70%); pointer-events: none; }
.ph-grid { position: relative; display: grid; grid-template-columns: 1.3fr .9fr; gap: 40px; align-items: center; padding-top: clamp(40px, 6vw, 72px); padding-bottom: clamp(150px, 16vw, 230px); }
.page-hero h1 { color: #fff; font-size: clamp(2.2rem, 5vw, 3.5rem); line-height: 1.08; letter-spacing: -.02em; margin-bottom: 18px; }
.page-hero .hero-lead { margin-bottom: 28px; }
.breadcrumb { display: flex; gap: 8px; align-items: center; font-size: .85rem; margin-bottom: 18px; color: rgba(255,255,255,.6); }
.breadcrumb a { color: var(--gold); }
.breadcrumb a:hover { text-decoration: underline; }
.ph-art { width: 100%; max-width: 380px; justify-self: end; animation: float 7s ease-in-out infinite; }
.page-hero .hero-scene { height: clamp(130px, 15vw, 220px); }

.stat-strip { position: relative; z-index: 2; margin-top: clamp(-90px, -7vw, -60px); display: grid; grid-template-columns: repeat(6, 1fr); background: #fff; border-radius: var(--r-lg); box-shadow: var(--shadow); overflow: hidden; }
.ss-item { display: flex; flex-direction: column; padding: 22px 18px; border-right: 1px solid var(--line); }
.ss-item:last-child { border-right: 0; }
.ss-ic { color: var(--teal); font-size: 1.2rem; margin-bottom: 8px; }
.ss-num { font-family: var(--serif); font-size: 1.7rem; font-weight: 700; color: var(--teal); line-height: 1.1; }
.ss-num small { font-size: .95rem; font-weight: 600; }
.ss-lbl { font-weight: 650; color: var(--ink); font-size: .9rem; margin-top: 4px; }
.ss-sub { font-size: .8rem; color: var(--muted); }

.legal-note, .tip-note { display: flex; gap: 14px; align-items: flex-start; max-width: 860px; margin: 0 auto 48px; padding: 18px 22px; border-radius: var(--r); background: var(--teal-50); border-left: 4px solid var(--teal); font-size: .95rem; }
.tip-note { margin: 36px auto 0; background: var(--gold-50); border-left-color: var(--gold); }
.tip-note .link-arrow { white-space: nowrap; }
.ln-ic { display: grid; place-items: center; flex: none; width: 40px; height: 40px; border-radius: 50%; background: #fff; color: var(--teal); font-size: 1.15rem; }
.tip-note .ln-ic { color: var(--gold-600); }

.vt-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 22px; }
.vt-card { display: flex; flex-direction: column; border: 1px solid var(--line); border-radius: var(--r-lg); overflow: hidden; background: #fff; transition: box-shadow .25s, transform .25s var(--ease); }
.vt-card:hover { box-shadow: var(--shadow); transform: translateY(-4px); }
.vt-art { position: relative; height: 140px; display: grid; place-items: center; color: #fff; overflow: hidden;
  background: radial-gradient(circle at 85% 20%, rgba(255,255,255,.22) 0 40px, transparent 41px), radial-gradient(circle at 10% 110%, rgba(255,255,255,.14) 0 74px, transparent 75px), linear-gradient(135deg, var(--teal), var(--teal-900)); }
.vt-truck .vt-art { background-image: radial-gradient(circle at 85% 20%, rgba(255,255,255,.3) 0 40px, transparent 41px), radial-gradient(circle at 10% 110%, rgba(255,255,255,.2) 0 74px, transparent 75px), linear-gradient(135deg, #f4b400, #d98a00); color: var(--teal-950); }
.vt-bike .vt-art { background-image: radial-gradient(circle at 85% 20%, rgba(255,255,255,.22) 0 40px, transparent 41px), radial-gradient(circle at 10% 110%, rgba(255,255,255,.14) 0 74px, transparent 75px), linear-gradient(135deg, #15803d, #064e3b); }
.vt-art::after { content: ""; position: absolute; inset: 0; background-image: radial-gradient(rgba(255,255,255,.14) 1px, transparent 1px); background-size: 14px 14px; }
.vt-art .ic { position: relative; z-index: 1; width: 76px; height: 76px; padding: 16px; border-radius: 22px; background: rgba(255,255,255,.16); stroke-width: 1.5; }
.vt-body { padding: 24px 26px 26px; }
.vt-body h3 { font-family: var(--serif); font-size: 1.35rem; margin-bottom: 8px; }
.vt-body p { font-size: .94rem; margin-bottom: 16px; }
.vt-feats { display: grid; gap: 8px; }
.vt-feats li { display: flex; gap: 8px; align-items: center; font-size: .9rem; color: var(--ink); }
.vt-feats .ic { color: var(--green-700); stroke-width: 2.4; }

.cov-grid { display: grid; grid-template-columns: 1fr 1.1fr; gap: 48px; align-items: center; }
.cov-grid h2 { margin-bottom: 22px; }
.venn { width: 100%; max-width: 460px; margin-inline: auto; display: block; overflow: visible; }
.venn-out { fill: #fff; stroke: var(--teal); stroke-width: 3; filter: drop-shadow(0 18px 30px rgba(3,58,63,.10)); }
.venn-in { fill: #fff7df; stroke: #f59e0b; stroke-width: 3; }
.venn text { text-anchor: middle; font-family: var(--sans); }
.venn-t1 { font-size: 19px; font-weight: 800; fill: #b45309; }
.venn-teal { fill: var(--teal); }
.venn-t2 { font-size: 13px; fill: var(--body); }
.venn-strong { font-weight: 700; fill: var(--teal-800); font-size: 15px; }
.venn-chips rect { fill: var(--teal-50); stroke: var(--teal-100); }
.venn-chips text { font-size: 12px; font-weight: 600; fill: var(--teal-800); }
.cover-stack { grid-template-columns: 1fr; gap: 22px; }

.ad-grid { display: grid; grid-template-columns: repeat(5, 1fr); gap: 16px; }
.ad-card { position: relative; background: #fff; border: 1px solid var(--line); border-radius: var(--r); padding: 26px 18px 20px; transition: box-shadow .25s, transform .25s var(--ease); }
.ad-card:hover { box-shadow: var(--shadow); transform: translateY(-3px); }
.ad-badge { position: absolute; top: -11px; left: 16px; font-size: .64rem; font-weight: 700; letter-spacing: .06em; padding: 4px 10px; border-radius: 999px; background: var(--teal); color: #fff; white-space: nowrap; }
.ad-ic { display: grid; place-items: center; width: 46px; height: 46px; border-radius: 14px; background: var(--teal-50); color: var(--teal); font-size: 1.2rem; margin-bottom: 14px; }
.ad-card h3 { font-size: .98rem; margin-bottom: 6px; }
.ad-card p { font-size: .84rem; color: var(--muted); }
.ad-card p strong { color: var(--ink); }
.ad-teal { border-color: var(--teal-100); }
.ad-green .ad-badge { background: var(--green-700); } .ad-green .ad-ic { background: #ecfdf3; color: var(--green-700); }
.ad-red .ad-badge { background: #dc2626; } .ad-red .ad-ic { background: #fee2e2; color: #dc2626; }
.ad-cyan .ad-badge { background: #0d9488; } .ad-cyan .ad-ic { background: #ccfbf1; color: #0d9488; }
.motor-side { display: grid; gap: 16px; align-content: start; }

.pt-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 20px; }
.pt-card { display: flex; flex-direction: column; padding: 26px; border: 1px solid var(--line); border-radius: var(--r-lg); background: #fff; transition: box-shadow .25s, transform .25s var(--ease); }
.pt-card:hover { box-shadow: var(--shadow); transform: translateY(-3px); }
.pt-logo { height: 56px; display: flex; align-items: center; margin-bottom: 16px; }
.pt-logo img { max-height: 48px; width: auto; max-width: 170px; object-fit: contain; }
.pt-card h3 { font-size: 1.05rem; margin-bottom: 8px; }
.pt-card p { font-size: .9rem; color: var(--muted); margin-bottom: 16px; }
.pt-card .link-arrow { margin-top: auto; }
.cs-3 { grid-template-columns: repeat(3, 1fr); max-width: 900px; margin-inline: auto; }
.cta-plain { padding-top: clamp(64px, 9vw, 104px); }

@media (max-width: 1120px) { .ad-grid { grid-template-columns: repeat(3, 1fr); } .ad-card:last-child { grid-column: 1 / -1; } .stat-strip { grid-template-columns: repeat(3, 1fr); } .ss-item:nth-child(3) { border-right: 0; } .ss-item:nth-child(-n+3) { border-bottom: 1px solid var(--line); } }
@media (max-width: 960px) {
  .ph-grid, .cov-grid { grid-template-columns: 1fr; }
  .ph-art { display: none; }
  .vt-grid, .pt-grid { grid-template-columns: 1fr 1fr; }
  .cs-3 { grid-template-columns: 1fr 1fr 1fr; }
}
@media (max-width: 640px) {
  .ph-grid { padding-bottom: 120px; }
  .page-hero .hero-scene { height: 120px; }
  .stat-strip { grid-template-columns: 1fr 1fr; margin-top: -48px; }
  .ss-item { padding: 16px 14px; border-bottom: 1px solid var(--line); }
  .ss-item:nth-child(3) { border-right: 1px solid var(--line); }
  .ss-item:nth-child(even) { border-right: 0; }
  .ss-item:nth-last-child(-n+2) { border-bottom: 0; }
  .ss-num { font-size: 1.4rem; }
  .vt-grid, .pt-grid { grid-template-columns: 1fr; }
  .ad-grid { grid-template-columns: 1fr 1fr; gap: 12px; }
  .ad-card:last-child { grid-column: auto; }
  .ad-card { padding: 22px 14px 16px; }
  .ad-badge { left: 10px; font-size: .58rem; }
  .legal-note, .tip-note { padding: 14px 16px; }
  .cs-3 { grid-template-columns: 1fr; }
}
.qa-teal { border-left-color: var(--teal); } .qa-teal .flood-ic { background: var(--teal-50); color: var(--teal); }
.qa-gold { border-left-color: var(--gold); } .qa-gold .flood-ic { background: var(--gold-50); color: var(--gold-600); }
.motor-side .flood { margin-bottom: 0; }

/* Health page */
.vt-rose .vt-art { background-image: radial-gradient(circle at 85% 20%, rgba(255,255,255,.22) 0 40px, transparent 41px), radial-gradient(circle at 10% 110%, rgba(255,255,255,.14) 0 74px, transparent 75px), linear-gradient(135deg, #be185d, #831843); }
.vt-navy .vt-art { background-image: radial-gradient(circle at 85% 20%, rgba(255,255,255,.22) 0 40px, transparent 41px), radial-gradient(circle at 10% 110%, rgba(255,255,255,.14) 0 74px, transparent 75px), linear-gradient(135deg, #0a7f8a, #02282c); }
.vt-cyan .vt-art { background-image: radial-gradient(circle at 85% 20%, rgba(255,255,255,.22) 0 40px, transparent 41px), radial-gradient(circle at 10% 110%, rgba(255,255,255,.14) 0 74px, transparent 75px), linear-gradient(135deg, #0d9488, #115e59); }
.ach-inline { margin-top: 28px; border: 0; background: transparent; }
.cv-list { display: grid; gap: 5px; margin-top: 10px; }
.cv-list li { display: flex; gap: 6px; align-items: flex-start; font-size: .8rem; color: var(--body); }
.cv-list .ic { color: var(--green-700); stroke-width: 2.4; margin-top: 2px; width: 1em; height: 1em; }
.ad-pink .ad-badge { background: #db2777; } .ad-pink .ad-ic { background: #fce7f3; color: #db2777; }
.cov-tl-wrap { max-width: 760px; margin: -12px auto 36px; background: #fff; padding: 22px 24px 26px; border-radius: var(--r-lg); box-shadow: var(--shadow-sm); }
.hp-card p { font-size: .9rem; }
.hp-badge { align-self: flex-start; font-size: .68rem; font-weight: 700; letter-spacing: .05em; padding: 4px 12px; border-radius: 999px; background: var(--teal-50); color: var(--teal); margin-bottom: 12px; }
.hp-card:nth-child(2) .hp-badge { background: #ecfdf3; color: var(--green-700); }
.hp-card:nth-child(3) .hp-badge { background: #faf5ff; color: #7e22ce; }
.hp-feats { margin-bottom: 16px; }
.hp-plans { display: flex; gap: 8px; align-items: flex-start; background: #f0fdf4; border: 1px solid #bbf7d0; border-radius: 10px; padding: 10px 12px; color: #166534 !important; margin-bottom: 18px !important; }
.hp-plans .ic { margin-top: 2px; }
.hp-cta { margin-top: auto; align-self: flex-start; }
.tax-wide { max-width: 860px; margin: 0 auto 28px; }
.tax-cards { display: grid; grid-template-columns: repeat(3, 1fr); gap: 18px; }
.tx { background: #fff; border-radius: var(--r-lg); padding: 26px; box-shadow: var(--shadow-sm); border-top: 4px solid var(--teal); }
.tx-gold { border-top-color: var(--gold); }
.tx-total { border-top-color: var(--green); background: linear-gradient(180deg, #ecfdf3, #fff 70%); }
.tx-ic { display: grid; place-items: center; width: 46px; height: 46px; border-radius: 50%; background: var(--teal-50); color: var(--teal); font-size: 1.2rem; margin-bottom: 14px; }
.tx-gold .tx-ic { background: var(--gold-50); color: var(--gold-600); }
.tx-total .tx-ic { background: #dcfce7; color: var(--green-700); }
.tx h3 { font-family: var(--serif); font-size: 1.5rem; margin-bottom: 6px; }
.tx p { font-size: .92rem; color: var(--muted); }
@media (max-width: 960px) { .tax-cards { grid-template-columns: 1fr; } }
@media (max-width: 640px) { .cov-tl-wrap { padding: 16px 12px 18px; margin-top: 0; } .ach-inline { margin-top: 18px; } }

/* Partners page */
.multi-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 56px; align-items: center; }
.multi-grid h2 { margin-bottom: 16px; }
.multi-grid .hub { margin-bottom: 0; }
.hp-card .tags { margin: 0 0 18px; }
.promise-4 { grid-template-columns: repeat(4, 1fr); }
@media (max-width: 1120px) { .promise-4 { grid-template-columns: repeat(2, 1fr); } }
@media (max-width: 960px) { .multi-grid { grid-template-columns: 1fr; gap: 32px; } }
@media (max-width: 640px) { .promise-4 { grid-template-columns: 1fr; } }

/* About page */
.story-grid { display: grid; grid-template-columns: 1.5fr .9fr; gap: 56px; align-items: start; }
.story-text h2 { margin-bottom: 18px; }
.story-text p { font-size: 1.02rem; margin-bottom: 16px; }
.glance { position: sticky; top: 110px; background: linear-gradient(160deg, var(--teal-800), var(--teal-950)); color: rgba(255,255,255,.8); border-radius: var(--r-lg); padding: 28px; box-shadow: var(--shadow); }
.glance-list { display: grid; grid-template-columns: 1fr 1fr; gap: 22px 16px; padding-bottom: 22px; border-bottom: 1px solid rgba(255,255,255,.14); }
.glance-list li { display: flex; flex-direction: column; }
.gl-ic { color: var(--gold); font-size: 1.2rem; margin-bottom: 6px; }
.glance-list .num { font-family: var(--serif); font-size: 1.9rem; font-weight: 700; color: #fff; line-height: 1.1; }
.glance-list .lbl { font-size: .82rem; color: rgba(255,255,255,.7); }
.glance-hours { display: grid; gap: 10px; padding-top: 18px; font-size: .9rem; }
.glance-hours p { display: flex; gap: 10px; align-items: flex-start; }
.glance-hours .ic { color: var(--gold); margin-top: 3px; }
.glance-hours b { color: #fff; }
.tagline { background: var(--gold); color: var(--teal-950); padding: 22px 0; text-align: center; }
.tagline p { display: inline-flex; gap: 10px; align-items: center; font-family: var(--serif); font-size: clamp(1.05rem, 2.2vw, 1.35rem); }
.tagline strong { color: var(--teal-950); font-weight: 700; }
.values-grid { grid-template-columns: repeat(3, 1fr); }
.irdai-card { max-width: 820px; margin: 0 auto; text-align: center; background: #fff; border-radius: var(--r-lg); padding: clamp(28px, 5vw, 48px); box-shadow: var(--shadow-sm); }
.irdai-card .eyebrow { justify-content: center; }
.irdai-card h2 { margin-bottom: 14px; }
.irdai-seal { display: inline-grid; place-items: center; width: 72px; height: 72px; border-radius: 50%; background: var(--teal-50); color: var(--teal); font-size: 2rem; margin-bottom: 14px; box-shadow: 0 0 0 8px #f6fbfb; }
.irdai-note { margin: 24px 0 0; text-align: left; }
@media (max-width: 960px) { .story-grid { grid-template-columns: 1fr; gap: 32px; } .glance { position: static; } .values-grid { grid-template-columns: 1fr 1fr; } }
@media (max-width: 640px) { .values-grid { grid-template-columns: 1fr; } .glance { padding: 22px 18px; } .tagline p { display: block; } .tagline .ic { display: none; } }

/* Claims page */
.sos-band { position: relative; z-index: 2; margin-top: clamp(-80px, -6vw, -50px); display: flex; align-items: center; gap: 22px; padding: 24px 28px; border-radius: var(--r-lg); background: linear-gradient(120deg, #b91c1c, #dc2626 60%, #ef4444); color: rgba(255,255,255,.9); box-shadow: 0 18px 40px rgba(185,28,28,.28); }
.sos-ic { position: relative; display: grid; place-items: center; flex: none; width: 60px; height: 60px; border-radius: 50%; background: rgba(255,255,255,.16); color: #fff; font-size: 1.6rem; }
.sos-ic::after { content: ""; position: absolute; inset: -6px; border-radius: 50%; border: 2px solid rgba(255,255,255,.45); animation: sosPulse 1.8s ease-out infinite; }
@keyframes sosPulse { from { transform: scale(.9); opacity: 1; } to { transform: scale(1.35); opacity: 0; } }
.sos-h { color: #fff; font-family: var(--sans); font-size: 1.25rem; margin-bottom: 2px; }
.sos-band > div { flex: 1; }
.sos-btn { background: #fff; color: #b91c1c; font-weight: 800; }
.sos-btn:hover { background: #fff7f7; }
.cs-sub .ic { vertical-align: -3px; margin-right: 4px; }
.doc-h { display: flex; align-items: center; gap: 10px; justify-content: center; font-family: var(--serif); font-size: 1.45rem; margin: 56px 0 22px; }
.doc-h .ic { color: var(--teal); }
.doc-grid { display: grid; gap: 18px; }
.doc-3 { grid-template-columns: repeat(3, 1fr); }
.doc-2 { grid-template-columns: repeat(2, 1fr); max-width: 900px; margin-inline: auto; }
.doc-card { background: #fff; border-radius: var(--r-lg); border: 1px solid var(--line); overflow: hidden; }
.doc-card header { display: flex; align-items: center; gap: 12px; padding: 16px 20px; background: var(--teal-50); border-bottom: 1px solid var(--teal-100); }
.doc-card h4 { font-size: 1rem; color: var(--ink); }
.doc-ic { display: grid; place-items: center; width: 38px; height: 38px; border-radius: 10px; background: var(--teal); color: #fff; }
.doc-red header { background: #fef2f2; border-color: #fecaca; } .doc-red .doc-ic { background: #dc2626; }
.doc-gold header { background: var(--gold-50); border-color: #fde68a; } .doc-gold .doc-ic { background: var(--gold-600); }
.doc-card ul { display: grid; gap: 8px; padding: 18px 20px 20px; }
.doc-card li { display: flex; gap: 8px; align-items: flex-start; font-size: .9rem; }
.doc-card li .ic { color: var(--green-700); stroke-width: 2.4; margin-top: 3px; width: 1em; height: 1em; }
.vf-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 22px; }
.vflow { background: #fff; border-radius: var(--r-lg); padding: 26px 26px 10px; box-shadow: var(--shadow-sm); border-top: 5px solid var(--teal); }
.vf-gold { border-top-color: var(--gold); }
.vf-h { display: flex; gap: 10px; align-items: flex-start; font-size: 1.05rem; margin-bottom: 22px; color: var(--teal-800); }
.vf-gold .vf-h { color: #8a6400; }
.vf-h .ic { margin-top: 2px; }
.vf-steps { position: relative; }
.vf-step { position: relative; display: grid; grid-template-columns: 52px 1fr; gap: 14px; padding-bottom: 22px; }
.vf-step:not(:last-child)::before { content: ""; position: absolute; left: 25px; top: 52px; bottom: 0; width: 2px; background: repeating-linear-gradient(var(--teal) 0 6px, transparent 6px 12px); opacity: .35; }
.vf-gold .vf-step:not(:last-child)::before { background: repeating-linear-gradient(var(--gold-600) 0 6px, transparent 6px 12px); }
.vf-node { position: relative; display: grid; place-items: center; width: 52px; height: 52px; border-radius: 50%; background: var(--teal-50); color: var(--teal); font-size: 1.2rem; }
.vf-gold .vf-node { background: var(--gold-50); color: var(--gold-600); }
.vf-node i { position: absolute; top: -4px; right: -4px; width: 22px; height: 22px; border-radius: 50%; background: var(--teal); color: #fff; font: 700 .72rem/22px var(--sans); text-align: center; }
.vf-gold .vf-node i { background: var(--gold); color: var(--teal-950); }
.vf-step:last-child .vf-node { background: var(--green); color: #fff; }
.vf-step h4 { font-size: 1rem; margin: 4px 0 4px; color: var(--ink); }
.vf-step p { font-size: .9rem; color: var(--muted); }
.hl-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 16px; }
.hl-tile { display: flex; flex-direction: column; align-items: center; gap: 8px; padding: 22px 16px; border: 1px solid var(--line); border-radius: var(--r-lg); background: #fff; text-align: center; transition: box-shadow .25s, transform .25s var(--ease), border-color .25s; }
.hl-tile:hover { box-shadow: var(--shadow); transform: translateY(-3px); border-color: var(--teal-100); }
.hl-logo { height: 52px; display: flex; align-items: center; }
.hl-logo img { height: 42px; width: auto; max-width: 150px; object-fit: contain; flex: none; }
.hl-num { font-family: var(--serif); font-size: 1.3rem; font-weight: 700; color: var(--ink); }
.hl-tap { display: inline-flex; gap: 6px; align-items: center; font-size: .8rem; font-weight: 650; color: var(--teal); background: var(--teal-50); padding: 5px 12px; border-radius: 999px; }
@media (max-width: 1120px) { .doc-3 { grid-template-columns: 1fr 1fr; } .hl-grid { grid-template-columns: repeat(3, 1fr); } }
@media (max-width: 960px) { .vf-grid { grid-template-columns: 1fr; } }
@media (max-width: 640px) {
  .sos-band { flex-direction: column; text-align: center; margin-top: -40px; padding: 22px 18px; }
  .sos-btn { width: 100%; }
  .doc-3, .doc-2 { grid-template-columns: 1fr; }
  .hl-grid { grid-template-columns: 1fr 1fr; gap: 10px; }
  .hl-tile { padding: 16px 10px; }
  .hl-num { font-size: 1.05rem; }
  .vflow { padding: 22px 16px 6px; }
}
@media (prefers-reduced-motion: reduce) { .sos-ic::after { animation: none; } }

/* FAQ page */
.faq-search { position: relative; max-width: 520px; margin-top: 6px; }
.faq-search .ic { position: absolute; left: 18px; top: 50%; transform: translateY(-50%); color: var(--teal); font-size: 1.15rem; pointer-events: none; }
.faq-search input { width: 100%; padding: 16px 20px 16px 50px; border-radius: 999px; border: 0; font: inherit; font-size: 1rem; color: var(--ink); background: #fff; box-shadow: 0 10px 30px rgba(2,40,44,.3); }
.faq-search input:focus { outline: 3px solid var(--gold); }
.faq-search-none { margin-top: 12px; color: var(--gold); font-weight: 600; }
.faq-chips-bar { position: sticky; top: 76px; z-index: 50; background: rgba(255,255,255,.95); backdrop-filter: blur(10px); -webkit-backdrop-filter: blur(10px); border-bottom: 1px solid var(--line); }
.faq-chips { display: flex; gap: 10px; justify-content: center; padding-top: 12px; padding-bottom: 12px; overflow-x: auto; scrollbar-width: none; }
.faq-chips::-webkit-scrollbar { display: none; }
.faq-chip { flex: none; display: inline-flex; align-items: center; gap: 8px; padding: 9px 16px; border-radius: 999px; background: var(--teal-50); color: var(--teal-800); font-weight: 650; font-size: .9rem; transition: background .2s, color .2s; }
.faq-chip b { display: inline-grid; place-items: center; min-width: 24px; height: 22px; padding: 0 6px; border-radius: 999px; background: #fff; color: var(--teal); font-size: .75rem; }
.faq-chip:hover { background: var(--teal); color: #fff; }
.faq-group { padding: clamp(48px, 7vw, 80px) 0; scroll-margin-top: 130px; }
.faq-group:nth-of-type(even) { background: var(--teal-50); }
.faq-cols { display: grid; grid-template-columns: .7fr 1.6fr; gap: 48px; align-items: start; }
.faq-side { position: sticky; top: 150px; }
.faq-side-ic { display: inline-grid; place-items: center; width: 60px; height: 60px; border-radius: 18px; background: var(--teal); color: #fff; font-size: 1.6rem; margin-bottom: 16px; }
.faq-side h2 { font-size: clamp(1.5rem, 2.6vw, 2rem); margin-bottom: 8px; }
.faq-count { color: var(--muted); font-weight: 600; }
.faq-group .faq-list { background: #fff; border-radius: var(--r-lg); padding: 6px 26px; box-shadow: var(--shadow-sm); }
.faq-group .faq-item:last-child { border-bottom: 0; }
.faq-q { flex: 1; }
.faq-question { justify-content: flex-start; }
.faq-answer > .faq-a { overflow: hidden; font-size: .95rem; color: var(--body); }
.faq-item.open .faq-answer > .faq-a { padding-bottom: 20px; }
.faq-a p + p { margin-top: 10px; }
.faq-a strong { color: var(--ink); }
.faq-false { padding: 10px 14px; border-radius: 10px; background: #fef2f2; color: #b91c1c !important; font-weight: 700; border-left: 4px solid #dc2626; }
.faq-flag { display: inline-grid; place-items: center; flex: none; width: 28px; height: 28px; border-radius: 50%; font-size: .9rem; }
.faq-flag-myth { background: #fee2e2; color: #dc2626; }
.faq-flag-tip { background: var(--gold-50); color: var(--gold-600); }
.faq-myth .faq-question { color: #991b1b; }
.faq-item[hidden], .faq-group[hidden] { display: none; }
.still-box { max-width: 760px; margin: 0 auto; text-align: center; padding: clamp(28px, 5vw, 44px); border-radius: var(--r-lg); background: linear-gradient(180deg, var(--teal-50), #fff); border: 1px solid var(--teal-100); }
.still-ic { display: inline-grid; place-items: center; width: 60px; height: 60px; border-radius: 50%; background: var(--teal); color: #fff; font-size: 1.5rem; margin-bottom: 14px; }
.still-box h3 { font-family: var(--serif); font-size: 1.7rem; margin-bottom: 8px; }
.still-btns { margin-top: 22px; }
@media (max-width: 1120px) { .faq-chips-bar { top: 76px; } }
@media (max-width: 960px) { .faq-cols { grid-template-columns: 1fr; gap: 20px; } .faq-side { position: static; display: flex; align-items: center; gap: 14px; flex-wrap: wrap; } .faq-side-ic { margin: 0; width: 48px; height: 48px; font-size: 1.3rem; } .faq-side .eyebrow { display: none; } .faq-side h2 { margin: 0; } }
@media (max-width: 640px) { .faq-chips-bar { top: 66px; } .faq-chips { justify-content: flex-start; } .faq-group .faq-list { padding: 4px 16px; } .faq-group { scroll-margin-top: 120px; } }

/* Contact page + shared form styles (also used by the quote pages) */
.qa-tiles { position: relative; z-index: 2; margin-top: clamp(-80px, -6vw, -50px); display: grid; grid-template-columns: repeat(3, 1fr); gap: 16px; }
.qa-tile { display: flex; align-items: center; gap: 14px; padding: 20px 22px; background: #fff; border-radius: var(--r-lg); box-shadow: var(--shadow); transition: transform .25s var(--ease), box-shadow .25s; min-width: 0; }
.qa-tile:hover { transform: translateY(-3px); box-shadow: 0 18px 40px rgba(3,58,63,.16); }
.qa-ic { display: grid; place-items: center; flex: none; width: 52px; height: 52px; border-radius: 16px; background: var(--teal); color: #fff; font-size: 1.35rem; }
.qa-wa .qa-ic { background: var(--wa); }
.qa-mail .qa-ic { background: var(--gold); color: var(--teal-950); }
.qa-tile b { display: block; font-size: 1.1rem; color: var(--ink); }
.qa-tile small { display: block; font-size: .82rem; color: var(--muted); overflow: hidden; text-overflow: ellipsis; white-space: nowrap; }
.qa-tile > span:last-child { min-width: 0; }
.contact-grid { display: grid; grid-template-columns: 1fr 1.1fr; gap: 40px; align-items: start; }
.contact-grid h2 { margin-bottom: 20px; }
.ct-cards { display: grid; gap: 14px; }
.ct-card { display: flex; gap: 16px; align-items: flex-start; padding: 20px 22px; border: 1px solid var(--line); border-radius: var(--r-lg); background: #fff; }
.ct-ic { display: grid; place-items: center; flex: none; width: 46px; height: 46px; border-radius: 14px; background: var(--teal-50); color: var(--teal); font-size: 1.2rem; }
.ct-card h3 { font-size: 1rem; margin-bottom: 4px; }
.ct-card p { font-size: .88rem; color: var(--muted); }
.ct-big { display: inline-block; font-family: var(--serif); font-size: 1.5rem; font-weight: 700; color: var(--teal); margin: 2px 0 2px; }
.ct-mail { font-weight: 650; color: var(--teal); word-break: break-all; }
.ct-strong { font-weight: 650; color: var(--ink) !important; font-size: .95rem !important; }
.ct-wa { margin-top: 10px; }
.ct-hours { flex: 1; }
.ct-hours p strong { color: var(--ink); }
.week { display: grid; grid-template-columns: repeat(7, 1fr); gap: 5px; margin: 8px 0 12px; }
.week li { text-align: center; padding: 8px 0; border-radius: 8px; font-size: .74rem; font-weight: 700; }
.wk-on { background: var(--teal-50); color: var(--teal); box-shadow: inset 0 -3px 0 var(--green); }
.wk-off { background: #f3f4f6; color: #9ca3af; text-decoration: line-through; }
.ct-sos { display: flex; gap: 8px; align-items: center; margin-top: 8px; color: var(--green-700) !important; font-weight: 650; }
.form-card { background: #fff; border-radius: var(--r-lg); padding: clamp(24px, 4vw, 36px); box-shadow: var(--shadow); border-top: 5px solid var(--teal); }
.form-card h2 { font-size: 1.6rem; margin-bottom: 6px; }
.form-intro { color: var(--muted); font-size: .92rem; margin-bottom: 22px; }
.form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 14px; }
.form-group { margin-bottom: 16px; }
.form-group label { display: block; font-size: .86rem; font-weight: 650; color: var(--ink); margin-bottom: 6px; }
.req { color: #dc2626; }
.form-control { width: 100%; padding: 12px 14px; border: 1.5px solid var(--line); border-radius: 12px; font: inherit; font-size: .95rem; color: var(--ink); background: #fbfdfd; transition: border-color .2s, box-shadow .2s, background .2s; }
.form-control:focus { outline: none; border-color: var(--teal); background: #fff; box-shadow: 0 0 0 4px rgba(0,102,112,.12); }
select.form-control { appearance: none; -webkit-appearance: none; background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23006670' stroke-width='2'%3E%3Cpath d='m6 9 6 6 6-6'/%3E%3C/svg%3E"); background-repeat: no-repeat; background-position: right 12px center; background-size: 18px; padding-right: 40px; }
textarea.form-control { resize: vertical; min-height: 110px; }
.form-submit { margin-top: 4px; }
.form-note { display: flex; gap: 8px; align-items: center; justify-content: center; margin-top: 12px; font-size: .82rem; color: var(--muted); }
.form-note .ic { color: var(--green-700); }
.form-alt { margin-top: 20px; padding-top: 20px; border-top: 1px solid var(--line); text-align: center; }
.form-alt p { font-size: .88rem; color: var(--muted); margin-bottom: 12px; }
@media (max-width: 960px) { .contact-grid { grid-template-columns: 1fr; } .qa-tiles { grid-template-columns: 1fr; gap: 10px; } }
@media (max-width: 640px) { .qa-tiles { margin-top: -44px; } .form-row { grid-template-columns: 1fr; gap: 0; } .ct-card { padding: 16px; } }

/* Quote pages */
.ph-compact .ph-grid { padding-bottom: clamp(130px, 13vw, 190px); }
.ph-single { grid-template-columns: 1fr; max-width: 820px; }
.choice-grid { position: relative; z-index: 2; margin-top: clamp(-90px, -7vw, -60px); display: grid; grid-template-columns: 1fr 1fr; gap: 22px; }
.choice { display: flex; flex-direction: column; padding: 30px; background: #fff; border-radius: var(--r-lg); box-shadow: var(--shadow); border-top: 6px solid var(--teal); transition: transform .25s var(--ease), box-shadow .25s; }
.choice:hover { transform: translateY(-5px); box-shadow: 0 24px 50px rgba(3,58,63,.18); }
.choice-health { border-top-color: #0d9488; }
.choice-motor { border-top-color: var(--green); }
.choice-ic { display: grid; place-items: center; width: 64px; height: 64px; border-radius: 20px; background: var(--teal); color: #fff; font-size: 1.7rem; margin-bottom: 16px; }
.choice-motor .choice-ic { background: var(--green-700); }
.choice h2 { font-size: 1.6rem; margin-bottom: 6px; }
.choice > p { color: var(--muted); margin-bottom: 18px; }
.choice ul { display: grid; grid-template-columns: 1fr 1fr; gap: 10px; margin-bottom: 22px; }
.choice li { display: flex; gap: 8px; align-items: center; font-size: .88rem; font-weight: 600; color: var(--ink); background: var(--teal-50); padding: 10px 12px; border-radius: 12px; }
.choice li .ic { color: var(--teal); }
.choice-motor li { background: #ecfdf3; } .choice-motor li .ic { color: var(--green-700); }
.choice-cta { margin-top: auto; display: inline-flex; gap: 8px; align-items: center; justify-content: center; padding: 14px; border-radius: 999px; background: var(--gold); color: var(--teal-950); font-weight: 700; }
.choice:hover .choice-cta .ic { transform: translateX(3px); }
.choice-cta .ic { transition: transform .2s var(--ease); }
.trust-badges { display: grid; grid-template-columns: repeat(4, 1fr); gap: 12px; }
.trust-badges li { display: flex; flex-direction: column; align-items: center; gap: 8px; text-align: center; padding: 16px 10px; border-radius: var(--r); background: #fff; border: 1px solid var(--line); font-weight: 650; font-size: .88rem; color: var(--ink); }
.trust-badges li span { display: grid; place-items: center; width: 42px; height: 42px; border-radius: 50%; background: var(--teal-50); color: var(--teal); font-size: 1.1rem; }
.talk-card { padding: 24px; border-radius: var(--r-lg); background: linear-gradient(160deg, var(--teal-800), var(--teal-950)); color: rgba(255,255,255,.78); }
.talk-card h3 { color: #fff; font-size: 1.15rem; margin-bottom: 6px; }
.talk-card p { font-size: .9rem; margin-bottom: 16px; }
.talk-btns { display: flex; flex-wrap: wrap; gap: 10px; }
.talk-wide { max-width: 820px; margin: 28px auto 0; text-align: center; }
.talk-wide .talk-btns { justify-content: center; }
.hours-band { background: var(--cream); border-top: 1px solid #efe9da; padding: 26px 0; text-align: center; }
.hours-band h2 { display: flex; justify-content: center; flex-wrap: wrap; gap: 10px; align-items: center; font-family: var(--sans); font-size: clamp(.98rem, 2vw, 1.15rem); margin-bottom: 6px; color: var(--teal-800); }
.hours-band p { display: flex; justify-content: center; flex-wrap: wrap; gap: 8px; align-items: center; color: var(--muted); font-size: .92rem; }
.hours-band a { color: var(--teal); font-weight: 600; }
.quote-sec { padding-top: 0; }
.quote-grid { position: relative; z-index: 2; margin-top: clamp(-90px, -7vw, -60px); display: grid; grid-template-columns: 1.35fr 1fr; gap: 28px; align-items: start; }
.quote-card h2 { display: flex; align-items: center; gap: 12px; }
.fc-ic { display: grid; place-items: center; flex: none; width: 44px; height: 44px; border-radius: 14px; background: var(--teal); color: #fff; font-size: 1.15rem; }
.form-health { border-top-color: #0d9488; }
.form-motor { border-top-color: var(--green); }
.quote-side { display: grid; gap: 16px; position: sticky; top: 100px; }
.quote-side .trust-badges { grid-template-columns: 1fr 1fr; }
.cross-card { padding: 22px; border-radius: var(--r-lg); background: var(--gold-50); border: 1px solid #fde68a; }
.cross-motor { background: var(--teal-50); border-color: var(--teal-100); }
.cross-ic { display: inline-grid; place-items: center; width: 44px; height: 44px; border-radius: 50%; background: #fff; color: #be185d; font-size: 1.2rem; margin-bottom: 10px; }
.cross-motor .cross-ic { color: var(--teal); }
.cross-card h3 { font-size: 1.05rem; margin-bottom: 4px; }
.cross-card p { font-size: .9rem; color: var(--muted); margin-bottom: 14px; }
.upper { text-transform: uppercase; }
.upper::placeholder { text-transform: none; }
.check-row { display: flex !important; align-items: flex-start; gap: 10px; cursor: pointer; font-weight: 500 !important; padding: 12px 14px; border-radius: 12px; background: #ecfdf3; border: 1px solid #bbf7d0; }
.check-row input { position: absolute; opacity: 0; width: 1px; height: 1px; }
.check-box { display: grid; place-items: center; flex: none; width: 22px; height: 22px; border-radius: 6px; border: 2px solid var(--green-700); background: #fff; color: #fff; }
.check-box .ic { width: 14px; height: 14px; stroke-width: 3; opacity: 0; }
.check-row input:checked + .check-box { background: var(--green-700); }
.check-row input:checked + .check-box .ic { opacity: 1; }
.check-row input:focus-visible + .check-box { outline: 3px solid var(--gold); outline-offset: 2px; }
@media (max-width: 960px) { .choice-grid, .quote-grid { grid-template-columns: 1fr; } .quote-side { position: static; } .trust-badges { grid-template-columns: repeat(2, 1fr); } }
@media (max-width: 640px) { .choice ul { grid-template-columns: 1fr; } .choice { padding: 22px 18px; } .choice-grid, .quote-grid { margin-top: -48px; } .talk-btns .btn { flex: 1 1 100%; } }

/* Privacy policy */
.ph-mini .ph-grid { padding-top: clamp(32px, 5vw, 56px); padding-bottom: clamp(110px, 11vw, 160px); }
.ph-mini .hero-lead { display: inline-flex; gap: 8px; align-items: center; margin-bottom: 0; }
.pp-sec { padding-top: clamp(40px, 6vw, 64px); }
.pp-grid { display: grid; grid-template-columns: 260px 1fr; gap: 48px; align-items: start; max-width: 1060px; }
.pp-toc { position: sticky; top: 100px; background: var(--teal-50); border-radius: var(--r-lg); padding: 18px; }
.pp-toc ol { display: grid; gap: 2px; }
.pp-toc a { display: flex; gap: 10px; align-items: center; padding: 7px 8px; border-radius: 8px; font-size: .86rem; color: var(--body); }
.pp-toc a:hover { background: #fff; color: var(--teal); }
.pp-toc a span { display: inline-grid; place-items: center; flex: none; width: 22px; height: 22px; border-radius: 50%; background: #fff; color: var(--teal); font-size: .72rem; font-weight: 700; }
.prose { max-width: 760px; }
.prose > p { margin-bottom: 14px; font-size: 1rem; }
.prose h2 { display: flex; align-items: center; gap: 12px; font-size: 1.35rem; margin: 34px 0 12px; scroll-margin-top: 100px; }
.prose h2:first-of-type { margin-top: 20px; }
.pp-n { display: inline-grid; place-items: center; flex: none; width: 34px; height: 34px; border-radius: 10px; background: var(--teal); color: #fff; font-family: var(--sans); font-size: .9rem; }
.prose ul { margin: 0 0 14px; display: grid; gap: 8px; }
.prose li { position: relative; padding-left: 26px; }
.prose li::before { content: ""; position: absolute; left: 6px; top: .62em; width: 8px; height: 8px; border-radius: 50%; background: var(--green); }
.prose a { color: var(--teal); font-weight: 600; }
.pp-note { margin: 32px 0 0; max-width: none; }

/* Thank-you */
.ty-hero { background: radial-gradient(700px 360px at 50% 0%, rgba(34,197,94,.22), transparent 65%), linear-gradient(160deg, var(--teal-800), var(--teal-950)); color: rgba(255,255,255,.82); text-align: center; padding: clamp(48px, 7vw, 84px) 0; }
.ty-in { max-width: 760px; }
.ty-hero h1 { color: #fff; font-size: clamp(2rem, 4.6vw, 3.1rem); margin-bottom: 14px; }
.ty-hero strong { color: var(--gold); }
.ty-check { width: 110px; height: 110px; margin: 0 auto 22px; }
.ty-ring { fill: rgba(255,255,255,.08); stroke: var(--green); stroke-width: 6; stroke-dasharray: 330; stroke-dashoffset: 330; animation: tyDraw 1s var(--ease) forwards; }
.ty-tick { fill: none; stroke: #fff; stroke-width: 9; stroke-linecap: round; stroke-linejoin: round; stroke-dasharray: 80; stroke-dashoffset: 80; animation: tyDraw .6s var(--ease) .7s forwards; }
@keyframes tyDraw { to { stroke-dashoffset: 0; } }
.ty-btns { margin-top: 28px; }
.ty-hours { display: flex; flex-wrap: wrap; gap: 14px 28px; justify-content: center; margin: 34px auto 0; padding: 16px 22px; max-width: 760px; border-radius: var(--r); background: #fff; border: 1px solid #ece5d2; font-size: .92rem; }
.ty-hours span { display: inline-flex; gap: 8px; align-items: center; }
.ty-hours .ic { color: var(--teal); }
.ty-hours a { color: var(--teal); font-weight: 650; }
.ex-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 16px; margin-bottom: 32px; }
.ex-card { display: flex; flex-direction: column; padding: 22px; border: 1px solid var(--line); border-radius: var(--r-lg); background: #fff; transition: border-color .2s, box-shadow .25s, transform .25s var(--ease); }
.ex-card:hover { border-color: var(--teal); box-shadow: var(--shadow); transform: translateY(-3px); }
.ex-ic { display: grid; place-items: center; width: 46px; height: 46px; border-radius: 14px; background: var(--teal-50); color: var(--teal); font-size: 1.2rem; margin-bottom: 14px; }
.ex-card h3 { font-size: 1.05rem; margin-bottom: 6px; }
.ex-card p { font-size: .88rem; color: var(--muted); margin-bottom: 14px; }
.ex-card .link-arrow { margin-top: auto; font-size: .88rem; }
@media (max-width: 960px) { .pp-grid { grid-template-columns: 1fr; gap: 24px; } .pp-toc { position: static; } .pp-toc ol { grid-template-columns: 1fr 1fr; } .ex-grid { grid-template-columns: 1fr 1fr; } }
@media (max-width: 640px) { .pp-toc ol { grid-template-columns: 1fr; } .ex-grid { grid-template-columns: 1fr; } .prose h2 { font-size: 1.15rem; } }
@media (prefers-reduced-motion: reduce) { .ty-ring, .ty-tick { stroke-dashoffset: 0; animation: none; } }

/* Motor: Third-Party vs Comprehensive comparison chart */
.cmp-wrap { margin: 0 0 22px; background: #fff; border-radius: var(--r-lg); box-shadow: var(--shadow); overflow: hidden; }
.cmp { width: 100%; border-collapse: collapse; }
.cmp th, .cmp td { padding: 14px 18px; border-bottom: 1px solid var(--line); text-align: center; }
.cmp tbody th { text-align: left; font-weight: 600; color: var(--ink); font-size: .95rem; }
.cmp tbody th .ic, .cmp tfoot th .ic { display: inline-block; color: var(--teal); margin-right: 8px; vertical-align: -3px; }
.cmp thead th { position: relative; padding: 22px 14px 16px; font-family: var(--serif); font-size: 1.2rem; color: var(--ink); vertical-align: bottom; }
.cmp thead th small { display: block; font-family: var(--sans); font-size: .75rem; font-weight: 600; letter-spacing: .04em; text-transform: uppercase; color: var(--muted); margin-top: 2px; }
.cmp .cm-what { text-align: left; font-family: var(--sans); font-size: .8rem; letter-spacing: .1em; text-transform: uppercase; color: var(--muted); }
.cm-ic { display: grid; place-items: center; width: 44px; height: 44px; margin: 0 auto 8px; border-radius: 14px; font-size: 1.2rem; }
.cm-tp { background: #fffbeb; width: 24%; }
.cm-tp .cm-ic { background: #fef3c7; color: #b45309; }
.cm-comp { background: var(--teal-50); width: 26%; box-shadow: inset 0 4px 0 var(--teal); }
.cm-comp .cm-ic { background: var(--teal); color: #fff; }
.cm-badge { position: absolute; top: 8px; left: 50%; transform: translateX(-50%); white-space: nowrap; font-family: var(--sans); font-size: .62rem; font-weight: 700; letter-spacing: .08em; text-transform: uppercase; background: var(--gold); color: var(--teal-950); padding: 3px 10px; border-radius: 999px; }
.cmp tbody td:nth-child(2) { background: #fffdf5; }
.cmp tbody td:nth-child(3) { background: #f6fbfb; }
.cm-yes .ic, .cm-no .ic { display: block; margin: 0 auto; width: 30px; height: 30px; padding: 6px; border-radius: 50%; stroke-width: 3; }
.cm-yes .ic { background: #dcfce7; color: var(--green-700); }
.cm-no .ic { background: #fee2e2; color: #dc2626; }
.cmp tfoot th { text-align: left; color: var(--ink); }
.cmp tfoot th .ic { color: var(--teal); margin-right: 8px; vertical-align: -3px; }
.cmp tfoot td, .cmp tfoot th { border-bottom: 0; background: #fbfdfd; font-size: .86rem; font-weight: 650; }
.cm-foot { color: #b45309; }
.cm-foot-comp { color: var(--teal); }
.cmp tbody tr:hover th, .cmp tbody tr:hover td { background-color: #f1f8f8; }
.cover-pair { grid-template-columns: 1fr 1fr; gap: 18px; }
.gtk-h { display: flex; align-items: center; justify-content: center; gap: 10px; font-family: var(--serif); font-size: 1.45rem; margin: 48px 0 20px; }
.gtk-h .ic { color: var(--gold-600); }
.gtk-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 18px; }
.gtk { background: #fff; border-radius: var(--r-lg); padding: 24px; box-shadow: var(--shadow-sm); border-top: 4px solid var(--teal); }
.gtk-law { border-top-color: #dc2626; } .gtk-loan { border-top-color: var(--gold); } .gtk-bike { border-top-color: var(--green); }
.gtk-ic { display: grid; place-items: center; width: 44px; height: 44px; border-radius: 12px; background: var(--teal-50); color: var(--teal); font-size: 1.2rem; margin-bottom: 12px; }
.gtk-law .gtk-ic { background: #fee2e2; color: #dc2626; } .gtk-loan .gtk-ic { background: var(--gold-50); color: var(--gold-600); } .gtk-bike .gtk-ic { background: #dcfce7; color: var(--green-700); }
.gtk h4 { font-size: 1rem; color: var(--ink); margin-bottom: 8px; }
.gtk p { font-size: .9rem; color: var(--body); }
.fine-ladder { display: grid; grid-template-columns: repeat(3, 1fr); gap: 6px; margin-top: 14px; }
.fine-ladder li { position: relative; display: flex; flex-direction: column; align-items: center; text-align: center; padding: 10px 4px; border-radius: 10px; background: #fef2f2; }
.fine-ladder li:nth-child(2) { background: #fee2e2; } .fine-ladder li:nth-child(3) { background: #fecaca; }
.fine-ladder b { font-family: var(--serif); font-size: 1.05rem; color: #b91c1c; line-height: 1.2; }
.fine-ladder span { font-size: .7rem; color: #7f1d1d; }
@media (max-width: 960px) { .gtk-grid { grid-template-columns: 1fr; } }
@media (max-width: 640px) {
  .cmp th, .cmp td { padding: 11px 8px; }
  .cmp tbody th { font-size: .82rem; }
  .cmp tbody th .ic { display: none; }
  .cmp thead th { font-size: .95rem; padding: 26px 6px 12px; }
  .cmp thead th small { font-size: .6rem; }
  .cm-ic { width: 36px; height: 36px; font-size: 1rem; }
  .cm-yes .ic, .cm-no .ic { width: 26px; height: 26px; padding: 5px; }
  .cmp tfoot td, .cmp tfoot th { font-size: .74rem; }
  .cover-pair { grid-template-columns: 1fr; }
}

/* Top bar: keep it on one line on tablets */
.topbar span, .topbar a { white-space: nowrap; }
@media (max-width: 1120px) { .topbar-mail { display: none !important; } .topbar-in { justify-content: center; } }
@media (max-width: 820px) { .topbar-in > span:nth-child(2) { display: none; } }