Car & Bike Insurance Renewal in Guwahati

A lapsed insurance policy has serious consequences:

• No claim coverage — any accident or damage during the lapsed period is 100% your own cost
• Legal risk — driving without valid insurance is illegal and attracts fines up to ₹4,000
• Loss of NCB — if you don't renew within 90 days of expiry, your No Claim Bonus (up to 50% discount) is permanently lost
• Fresh inspection — after 90 days, the insurer may require a physical inspection of your vehicle before renewing

Our advice: Renew at least 2 weeks before expiry. We send you renewal reminders so you never miss your date. Call us at 70996 09955 — we'll renew your policy same day.

NCB is a reward for not making any claims during your policy year. The discount on your renewal premium grows with each claim-free year:

• 1 year — 20% discount
• 2 years — 25% discount
• 3 years — 35% discount
• 4 years — 45% discount
• 5+ years — 50% discount

NCB belongs to YOU (the policyholder), not the vehicle. You can transfer it if you buy a new car or switch insurers. We help you preserve your NCB when renewing.

Yes. Renewal is the best time to switch — your No Claim Bonus moves with you to the new insurer. We compare your current insurer's renewal price with others before you decide.

Don't drive the vehicle uninsured — call us today. Within 90 days of expiry your NCB can still be saved; after a break, the insurer may first inspect the vehicle before cover starts again.

For a new policy: Vehicle Registration Certificate (RC), Driving Licence (DL), Aadhaar/PAN card (for identity), previous policy (if renewal).

For renewal: Just share your vehicle number or previous policy details with us — we handle the rest!