Car Insurance
Steep hill roads, heavy rain and landslides — Comprehensive cover with Roadside Assistance is the right choice for driving in Meghalaya.
Car, bike and health insurance for Shillong and Meghalaya — from our Guwahati team, just down the road. Compared across top insurance companies, issued on WhatsApp, with claim help anywhere in India.
About Shillong
Shillong is Meghalaya's capital and the education and medical centre of the hills — home to NEIGRIHMS, NEHU and long-established schools and hospitals. It is about a two-hour drive from our Guwahati office, and many families live in one city and work or study in the other. Insurance here has to cope with hill roads, heavy rain and landslides — and with families who move between Shillong and Guwahati.
How We Serve Shillong
Shillong is a short drive from our Guwahati office, and many of our customers live there. Insure with us on WhatsApp — and call us whenever you need help with a claim.
Send your vehicle RC, old policy or family details on WhatsApp — or call 70996 09955.
You get the best options from top insurance companies, with the premium and cover explained simply.
Pay online — your digital policy arrives on WhatsApp or email in minutes.
Our Insurance in Shillong
Steep hill roads, heavy rain and landslides — Comprehensive cover with Roadside Assistance is the right choice for driving in Meghalaya.
Riding Shillong's hills in all weather — Comprehensive bike cover with Zero Depreciation and Roadside Assistance.
Taxis on the Guwahati–Shillong route and tourist cabs to Sohra — the right commercial policy for vehicles carrying passengers for hire.
Family and parents' plans with cashless hospitals in Guwahati — where most Shillong families go for treatment — and in Shillong.
Local Advice
Advice from our team for people in and around Shillong.
Landslide and rockslide damage is covered as a natural calamity under a Comprehensive policy. Third-Party does not cover your own vehicle.
Roadside Assistance brings towing and breakdown help on remote hill roads — very useful on trips to Sohra, Dawki or Jowai.
Vehicles carrying tourists for hire need a commercial (taxi) policy — a private policy can be refused at claim time.
Most Shillong families go to Guwahati for treatment. Choose a plan whose cashless network covers Guwahati's big hospitals as well as Shillong — we check it for you, and help at the hospital since our office is in Guwahati.
Areas We Cover
We serve Shillong, East Khasi Hills and the rest of Meghalaya — wherever you are, the process is the same.
Vehicles registered here carry ML-05 numbers. Renewing? Just send us the vehicle number — we do the rest. Outside India's big metro cities, every town is in the same motor-insurance premium zone — so your premium depends on your vehicle, not your town.
Hospitals
Where families from Shillong usually go for treatment.
Cashless or not? It depends on your insurance company and plan — you can check the network hospital list on your insurance company's website, or simply WhatsApp us or call 70996 09955 and we will check it for you and help with the admission.
Claims — Anywhere in India
Most Shillong families come down to Guwahati for treatment — it is only about two hours away and has the region's biggest hospitals, and we are right there to help. NEIGRIHMS and Shillong's own hospitals handle a lot locally, and for specialised care families go to Chennai, Hyderabad, Delhi, Mumbai or Bangalore.
Where our health customers are treated
FAQ
No. Everything is done on call or WhatsApp — you send the RC or details, we compare insurance companies and share the options, you pay online and the policy arrives on WhatsApp in minutes. If you prefer to talk it through, just call us.
Yes. We insure vehicles registered anywhere in India — Meghalaya (ML) vehicles included. Motor insurance is valid across the whole country.
Yes, under a Comprehensive (package) policy — landslide and rockslide are covered natural calamities. A Third-Party-only policy does not cover damage to your own vehicle.
Yes! Motor insurance issued in India is valid across the entire country — all 28 states and 8 Union Territories, including all Northeast states: Meghalaya, Manipur, Nagaland, Mizoram, Tripura, Arunachal Pradesh, and Sikkim. You do not need a separate policy for each state.
However, keep in mind:
• Permits: Some Northeast states require Inner Line Permits (ILP) or Protected Area Permits — these are separate from insurance
• Third-party and Comprehensive cover are both valid everywhere in India
• If you have Roadside Assistance (RSA) as an add-on, it covers you across India — very useful on remote NE hill roads
If you frequently travel across Northeast states, we recommend adding RSA and Engine Protect cover to your policy. Call us to upgrade.
Yes. ML-05 is Shillong's registration code. Send us the vehicle number or old policy on WhatsApp — we compare insurance companies, apply your NCB and send the renewed policy in minutes.
Anywhere — one policy is valid across India. We look after customers in both cities, so renewals and claims work the same wherever you are.
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