Compare and buy Car, Bike & Commercial Vehicle Insurance from India's best insurers. Quick. Affordable. Reliable.
Important: Motor Insurance (at least Third-Party Liability) is mandatory by law in India under the Motor Vehicles Act, 1988. Drive legal, drive protected.
Motor Insurance
Whether you own a car, two-wheeler, or a commercial vehicle — we have the right plan for you in Guwahati and across Assam.
Comprehensive coverage for your four-wheeler including damage, theft, natural calamities, and third-party liability. Starting from ₹2,094/year.
Protect your business vehicles — trucks, autos, taxis, buses — with specialized commercial vehicle insurance policies.
Protect your bike or scooter against accidents, theft, and liability. Affordable premiums with wide coverage. Starting from ₹482/year.
Coverage Types
| What's covered? | Third-PartyMandatory | RecommendedComprehensiveComplete protection |
|---|---|---|
| Injury caused to another person | ||
| Damage to another person's property | ||
| Damage to your own vehicle in an accident | ||
| Theft of your vehicle | ||
| Fire | ||
| Flood, earthquake & other natural calamities | ||
| Add-on covers (Zero Depreciation, Engine Protect…) | ||
| Meets the legal requirement | ||
| Premium | Lowest premium option | Best protection for your investment |
Covers legal liability for damage or injury caused to another person or their property by your vehicle. It is legally required for all vehicles in India. Does NOT cover your own vehicle damage.
Lowest premium option
Covers everything in Third-Party PLUS damage to your own vehicle from accidents, theft, fire, flood, and other natural disasters. Best protection for your investment.
Complete protection — highly recommended
Yes, at least Third-Party Liability insurance is mandatory by law for all vehicles in India under the Motor Vehicles Act, 1988.
Yes, absolutely. In fact, banks and NBFCs make it mandatory to have Comprehensive insurance when you take a vehicle loan. The financier is added as a "Hypothecatee" in the policy. We manage this smoothly for you.
New bikes: As per Supreme Court directive, new two-wheelers must have a minimum 5-year Third-Party policy. However, we always recommend Comprehensive insurance for bike riders in Assam — the road conditions, floods, and accident risk make own-damage coverage essential.
Boost Your Coverage
Customise your policy with powerful add-ons — small extra premium, big extra protection. Choose what suits your vehicle and lifestyle.
Get the full claim amount without any depreciation cut on parts. Also called Bumper to Bumper Cover — ideal for vehicles under 7 years.
Covers engine oil, nuts, bolts, screws & lubricants used during repairs — these small costs add up fast and are not covered in base policies.
Covers engine damage from water ingression or lubricant leakage — a must in Assam's flood-prone areas. Never covered in standard policies.
In case of total loss or theft, get the full on-road invoice value of your vehicle — not just the depreciated IDV amount.
Covers cost of replacing lost, stolen, or damaged keys and locks — simple cover, but surprisingly valuable when you need it.
24/7 emergency help — towing, fuel delivery, flat tyre, battery jump-start anywhere in India. Peace of mind on every drive.
Covers tyre repair or replacement due to cuts, bursts, or accidental damage — not included in any standard motor policy.
Made a claim? Don't lose your No Claim Bonus. Keep your hard-earned discount and save on renewal premium every year.
Covers theft or loss of personal belongings kept inside your vehicle during an accident or break-in.
Covers your daily travel expenses (taxi/cab costs) while your vehicle is in the garage for repairs after an accident — so you're never stranded.
All add-ons are optional and available at a small extra premium. Our expert will help you pick only what genuinely makes sense for your vehicle and budget. Get Free Quote
Motor Insurance
NCB is a reward for not making any claims during your policy year. The discount on your renewal premium grows with each claim-free year:
NCB belongs to YOU (the policyholder), not the vehicle. You can transfer it if you buy a new car or switch insurers. We help you preserve your NCB when renewing.
Yes! Comprehensive motor insurance covers flood damage under "Natural Calamities." Given Assam's flood-prone geography, we always recommend Comprehensive insurance with an Engine Protect add-on. This covers engine damage from water ingression — a very common issue in Assam's rainy season.
Yes! When you sell your old vehicle and buy a new one, you can transfer your accumulated NCB to the new vehicle's policy. You have 3 years from the date of sale to use the NCB. We handle all NCB transfer paperwork for you.
In a standard claim, the insurer deducts depreciation on replaced parts. For example, if you need new tyres (depreciation: 50%), you only get half the cost. Zero Depreciation cover removes this deduction — you get the full claim amount. We highly recommend it for vehicles under 5 years old.
Why Choose Us
We don't just sell you a policy — we stay with you throughout the policy year.
We compare TATA AIG, HDFC ERGO, ICICI & Bajaj so you always get the best deal.
We remind you before expiry and renew your policy on time — zero effort on your part, no lapse ever.
All partners have authorised cashless garages in Guwahati for hassle-free repairs.
Your policy arrives on WhatsApp in minutes. No waiting, no paperwork delays.
We guide you step-by-step when an accident happens — from FIR to final settlement.
We recommend what's right for you — not what earns us more commission. Honest, unbiased guidance every time.
Motor Insurance Partners
One of India's most trusted general insurers with excellent claim settlement ratio and wide network of garages across Assam.
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Fast claim settlement, 10,000+ network garages, and cashless repair facility across India including Guwahati.
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India's largest private general insurer with instant policy issuance and seamless digital claims experience.
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Known for affordable premiums, wide add-on options, and quick spot survey claims for minor damages.
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Tech-first insurer known for paperless claims, instant policy issuance, and transparent pricing for motor insurance.
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Reliable motor insurance plans with competitive premiums and strong cashless garage network across India.
Get QuoteHow It Works
Call, WhatsApp, or fill the quote form with your vehicle number, type, and current insurer details.
We compare plans from multiple insurers and share the best options with premiums clearly explained.
Make payment and receive your digital policy instantly on WhatsApp or email. Done in minutes!
Talk to our expert in Guwahati — free consultation, no pressure, best prices guaranteed.
