Privacy Policy

Gloobal Investment Advisory ("we", "us", "our") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, and safeguard your personal information when you visit our website or contact us for insurance services.

1. Information We Collect

We collect information you voluntarily provide to us, including:

• Full name and contact details (phone number, email address)
• Location information (city, area)
• Vehicle details (for motor insurance queries)
• Health-related information (for health insurance queries)
• Insurance requirements and preferences

2. How We Use Your Information

We use the information we collect to:

• Provide insurance quotes and policy recommendations
• Contact you regarding your insurance enquiry
• Send policy documents and renewal reminders
• Assist with claims and policy-related queries
• Improve our services and website experience
• Comply with legal and regulatory requirements (IRDAI)

3. Information Sharing

We do not sell, trade, or rent your personal information to third parties. We may share your information with:

• Insurance Companies: TATA AIG General Insurance, HDFC ERGO General Insurance, ICICI Lombard General Insurance, Bajaj General Insurance, Go Digit General Insurance, IndusInd General Insurance, Star Health Insurance, TATA AIA Life Insurance, LIC — only to process your insurance quotes and policies
• Legal Authorities: When required by law or court order

All insurance partners comply with IRDAI regulations and have their own privacy policies.

4. Data Security

We implement appropriate security measures to protect your personal information from unauthorized access, alteration, disclosure, or destruction. Your data is stored securely and accessed only by authorized personnel for legitimate business purposes.

5. WhatsApp Communication

When you contact us via WhatsApp, your messages are subject to WhatsApp's Privacy Policy (Meta Platforms). We use WhatsApp only to respond to your queries, share policy documents, and provide insurance-related assistance. We do not use WhatsApp to send unsolicited promotional messages.

6. Cookies

Our website uses minimal cookies for basic functionality. We do not use cookies for advertising or user tracking. We do not use Google Analytics or Facebook Pixel on this website.

7. Contact Form Submissions

Information submitted through our contact and quote forms is sent to our email address via a secure form submission service. This data is used exclusively to respond to your insurance enquiries.

8. Your Rights

You have the right to:

• Request access to the personal data we hold about you
• Request correction of inaccurate information
• Request deletion of your data (subject to legal obligations)
• Opt out of marketing communications

9. Regulatory Compliance

Gloobal Investment Advisory operates as an IRDAI-licensed insurance agent. We comply with all applicable IRDAI regulations regarding the handling of policyholder data and information. Insurance is a subject matter of solicitation.

10. Changes to This Policy

We may update this Privacy Policy from time to time. Changes will be posted on this page with an updated date. We encourage you to review this policy periodically.

11. Contact Us

If you have any questions about this Privacy Policy or how we handle your personal information, please contact us:

• Email: reachusforinsurance@gmail.com
• Phone / WhatsApp: 90716 75933
• Address: Guwahati, Assam