TATA AIA term plans — Sampoorna Raksha Promise, Maha Raksha Supreme Select and Shubh Shakti for women — explained in plain words. We compare, buy with you and stand by your family at claim time, in Guwahati, Dibrugarh, Jorhat and across Assam.
Skip the Branch Visit
TATA AIA has branch offices in Guwahati, Dibrugarh, Jorhat and Tezpur. We are an authorised insurance agency for TATA AIA, serving Guwahati, Dibrugarh, Jorhat, Tinsukia, Sivasagar, Shillong and Itanagar — so you don't need to visit the office at all. New policy, renewal, changes to your policy or a claim — we handle it for you on a phone call or WhatsApp.
About TATA AIA
A joint venture between Tata Sons and AIA Group, one of Asia's leading life insurance companies. Offers term insurance, savings and ULIP plans.
TATA AIA Term Insurance
TATA AIA Life is a joint venture of Tata Sons and AIA Group. These figures are from TATA AIA's official website.
Plans
The main TATA AIA plans people in Assam ask us about — we help you pick the right one.
Term plan with ₹3 lakh paid instantly when a claim is reported, premiums waived on a terminal illness, the option to defer premiums for up to 12 months, an option to get 100% of your premiums back at maturity, and whole-life cover up to age 100.
Term plan with Life Secure, Life Secure Plus and Joint Life Secure Plus options — the Plus options give back 100% of the premiums paid at the end of the term. Instant payout on claim intimation, and FlexiPay to defer premiums for up to 12 months.
Women-first term plan — 18.5% discount on the first-year premium, a premium break during pregnancy, discounted HPV vaccinations, and riders such as child education protection.
TATA AIA term plans for Indians living abroad — useful for families in Assam with a son or daughter working outside India.
Add more protection to your term plan with riders such as Tata AIA Vitality Protect, Vitality Health, the Non-Linked Comprehensive Protection Rider and the Benefit Protection Rider.
Smart Sampoorna Raksha (ULIP — life cover plus market-linked investment), Smart Value Income, Smart Income Plus and Smart Pension Secure.
Plan features, waiting periods and premiums change from time to time — we confirm the current details for your age and city before you buy.
Term Insurance Explained
How to Buy
No office visit needed — we do it with you on a phone call or WhatsApp.
We work out the right cover and term with you, and show TATA AIA's plan options with premiums.
We fill the application with you; if TATA AIA asks for a medical check, we help you book it near you.
You get the policy — we explain it, and you tell your nominee where it is kept.
At Claim Time
A term claim comes at the hardest time. We take the paperwork off the family's hands and follow up until the money is paid.
Call or WhatsApp us — we inform TATA AIA and register the claim. Under Sampoorna Raksha Promise, ₹3 lakh is paid instantly on claim intimation.
We tell the nominee exactly what is needed — usually the death certificate, policy details, and the nominee's ID and bank details.
We follow up with TATA AIA until the claim is settled to the nominee's bank account.
Compare Term Plans
Many families in Guwahati, Dibrugarh and Jorhat search for HDFC Life, ICICI Prudential Life, SBI Life term plans. Send us the quote you have — we put TATA AIA's term plan side by side with it (cover, premium, riders and claim settlement record) and you decide. No pressure, no extra fees. or LIC
Policy Service
Life policies run for many years. We remind you before every premium is due, keep your nominee details up to date, and stand by your family at claim time.
We remind you before the due date — so the policy never lapses by mistake.
Nominee, address or bank details — we help you update them correctly.
When the family needs to claim, we guide them through every document and step.
Where We Serve
Compare First
We don't sell just one company. We compare TATA AIA with other insurance companies and recommend the plan that fits your age, city, hospitals and budget — and you pay only the insurance company's premium, no extra fees.
FAQ
TATA AIA's official website states an individual death claim settlement ratio of 99.45% for FY 2025-26.
A common guide is 10–15 times your yearly income, plus your loans and big future costs such as your children's education. We work it out with you for free.
Yes, with the premium-back options — Life Promise Plus in Sampoorna Raksha Promise, and Life Secure Plus or Joint Life Secure Plus in Maha Raksha Supreme Select return 100% of the premiums paid at the end of the term. The premium is higher than pure term cover.
Yes — Shubh Shakti, a women-first term plan with an 18.5% first-year premium discount, a premium break during pregnancy and discounted HPV vaccinations.
Premiums are eligible for deduction under Section 80C, and payouts for exemption under Section 10(10D), as per prevailing tax laws.
Yes. We do the whole process with you on call or WhatsApp; if a medical check is needed, we help you book it near you.
It depends on your age, health, cover and budget. Send us any quote you have — we compare it side by side with TATA AIA's term plan and you choose.
No — we are an insurance agent working with TATA AIA, not its branch office. We help you buy, renew, update and claim on your TATA AIA policy on call and WhatsApp, wherever you live — and if you ever need the branch for something, we tell you where to go.
In most cases, yes. Share the policy number — we check the renewal options and also compare them with other insurance companies before you decide.
No. We work with several insurance companies and compare plans for you — so you get the right cover, not just one company's product.
Usually yes, within the revival period allowed by the policy, by paying the unpaid premiums with interest. Share your policy number and we check the exact steps.
Keep Exploring
Call or WhatsApp our Guwahati team — free advice, no extra fees.
