Unlimited Restoration
100% of the sum insured is restored an unlimited number of times in the policy year, after partial or full use.
Star Health Assure — Plan Details, Benefits & How to Buy in Assam
Star Health Assure is Star Health's family plan with delivery (maternity) and newborn cover, automatic restoration of the sum insured, and a wellness programme that can lower your renewal premium. Here are the details from Star Health's official website, in plain words — and how we help you buy, port or claim in Guwahati and across Assam.
100%Claim SupportWe guide you every step
10 minPolicy IssuanceDigital policy in minutes
10+Years of ExperienceServing Assam since day one
24/7Emergency SupportCall us anytime
At a Glance
Star Health Assure at a Glance
Star Health · Family health insurance (individual or floater)
| Feature | Details |
|---|---|
| Sum insured | ₹5 lakh to ₹2 crore |
| Entry age | Individual: 91 days to 75 years · Floater: adults 18 to 75 years |
| Children on a floater | Up to 3 dependent children, 16 days to 25 years |
| Room rent | 1% of the sum insured per day (₹5 / 7.5 lakh); any room except suite (₹10–25 lakh); any room (₹50 lakh – ₹2 crore) |
| Waiting periods | Initial 30 days · specific diseases 24 months · pre-existing diseases 36 months (30 months on a 3-year policy) |
| Premium payment | Monthly, quarterly, half-yearly or yearly instalments |
From Star Health's official website (October 2026). Features and premiums change — we confirm the current details for your age and city before you buy.
Key Benefits
Key Benefits of Star Health Assure
Delivery Expenses
Delivery, including Caesarean section (pre- and post-natal), covered up to 10% of the sum insured.
Newborn Cover
Hospitalisation of the newborn covered from day one of birth.
Cumulative Bonus
25% of the sum insured for each claim-free year, up to 100%.
Wellness Discount
Wellness points earned through healthy activities can give up to 20% discount on renewal.
Air Ambulance
Air ambulance covered up to 10% of the sum insured per policy year, when ground transport is not possible.
Also included / available: domiciliary hospitalisation (including AYUSH) for more than three days; organ donor expenses; preventive health check-up at network providers; e-second medical opinion; optional deductible for a lower premium.
Is It Right for You?
Who Star Health Assure Suits — and What to Check
Our honest view, so you buy with open eyes:
Good for
- Young couples planning a family — delivery and newborn cover
- Families who want restoration and a high sum insured (up to ₹2 crore)
- People who stay active and want a renewal discount
Check before you buy
- Room rent is limited to 1% of the sum insured per day on ₹5 and ₹7.5 lakh — choose ₹10 lakh or more to avoid it
- Delivery is covered up to 10% of the sum insured; ask us for the waiting period for delivery
Compare
Compare Star Health Assure With Similar Plans
We never sell just one plan. We put Star Health Assure side by side with plans like these and show you the difference for your family:
Care Supreme
Care Health — comprehensive health insurance (individual or floater).
Care SupremeReAssure 3.0
Niva Bupa — comprehensive health insurance in four variants.
ReAssure 3.0All Health Plans
Compare popular plans in Assam.
All Health PlansHow to Choose
8 things to check before you buy.
How to ChooseBuy, Port or Claim
Buy or Port to Star Health Assure in Guwahati & Assam
No office visit — on a phone call or WhatsApp, for families in Guwahati, Dibrugarh, Jorhat, Tinsukia, Sivasagar, Shillong, Itanagar and anywhere in India.
- 1
Compare
We compare Star Health Assure with other plans for your age, city and hospitals.
- 2
Buy or Port
We fill the proposal with you — or move your existing policy at renewal, with your waiting-period credit.
- 3
Claim Help
At claim time we help with cashless approval or reimbursement — in Assam or in Chennai, Hyderabad, Delhi, Mumbai or Bangalore.
FAQ
Star Health Assure — Questions
From ₹5 lakh to ₹2 crore.
Yes — delivery expenses, including Caesarean section, are covered up to 10% of the sum insured, and the newborn is covered from day one of birth. Waiting periods apply; we confirm them for you.
36 months on a 1- or 2-year policy, and 30 months on a 3-year policy. Specific diseases have a 24-month waiting period, and there is an initial waiting period of 30 days.
On ₹5 and ₹7.5 lakh, room rent is covered up to 1% of the sum insured per day. From ₹10 lakh it is any room except a suite, and from ₹50 lakh any room.
On an individual basis anyone aged 91 days to 75 years; on a floater, adults aged 18 to 75 with up to 3 dependent children.
Yes. We arrange Star Health Assure on call or WhatsApp, compare it with other plans first, and help you at claim time — no extra fees.
Get a Star Health Assure Quote
Call or WhatsApp us — we compare Star Health Assure with other plans for your family, free.