Road Accident Boost
If the sum insured is used up, it is increased by 25% (up to ₹10 lakh) for road traffic accident hospitalisation.
Star Health Young Star is made for people aged 18 to 40 — with a single private AC room, extra cover for road accidents, a cumulative bonus and wellness discounts, in Gold and Silver plans. Here are the details from Star Health's official website, in plain words — and how we help you buy, port or claim in Guwahati and across Assam.
At a Glance
Star Health · Health insurance for young adults (Gold and Silver plans)
| Feature | Details |
|---|---|
| Entry age | 18 to 40 years · up to 3 dependent children (91 days to 25 years) on a floater |
| Sum insured | ₹5 lakh to ₹1 crore (individual and floater) |
| Plans | Gold and Silver |
| Room | Single private AC room |
| Waiting periods | As per the policy wording — we confirm them for you |
From Star Health's official website (October 2026). Features and premiums change — we confirm the current details for your age and city before you buy.
Key Benefits
If the sum insured is used up, it is increased by 25% (up to ₹10 lakh) for road traffic accident hospitalisation.
100% of the sum insured restored once in the policy period after partial or full use.
20% of the sum insured for each claim-free year, up to 100%.
Up to ₹30,000 per delivery (including Caesarean section), up to two deliveries.
Wellness points can give 2–10% discount at renewal.
Preventive health check-up at network providers, as per the sum insured.
Also included / available: hospital cash benefit of ₹1,000 per completed day; single private AC room; 5% online discount; instalment options.
Is It Right for You?
Our honest view, so you buy with open eyes:
Compare
We never sell just one plan. We put Star Health Young Star side by side with plans like these and show you the difference for your family:
Buy, Port or Claim
No office visit — on a phone call or WhatsApp, for families in Guwahati, Dibrugarh, Jorhat, Tinsukia, Sivasagar, Shillong, Itanagar and anywhere in India.
We compare Star Health Young Star with other plans for your age, city and hospitals.
We fill the proposal with you — or move your existing policy at renewal, with your waiting-period credit.
At claim time we help with cashless approval or reimbursement — in Assam or in Chennai, Hyderabad, Delhi, Mumbai or Bangalore.
FAQ
Entry from 18 to 40 years; on a floater, up to 3 dependent children from 91 days to 25 years.
From ₹5 lakh to ₹1 crore, for individual and floater policies.
Delivery expenses including Caesarean section are covered up to ₹30,000 per delivery, up to two deliveries. Waiting periods apply — we confirm them.
If the basic sum insured is used up, it is increased by 25% (up to ₹10 lakh) for hospitalisation due to a road traffic accident.
Yes. We arrange Star Health Young Star on call or WhatsApp, compare it with other plans first, and help you at claim time — no extra fees.
Call or WhatsApp us — we compare Star Health Young Star with other plans for your family, free.