Aggregate Deductible
The deductible is counted on the total of all claims in the year, not per claim.
TATA AIG MediCare Plus — Plan Details, Benefits & How to Buy in Assam
TATA AIG MediCare Plus is a super top-up: once the total of your claims in a policy year crosses the deductible you choose, it pays the rest — a large extra cover at a low premium. Here are the details from TATA AIG's official website, in plain words — and how we help you buy, port or claim in Guwahati and across Assam.
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At a Glance
TATA AIG MediCare Plus at a Glance
TATA AIG · Super top-up health insurance
| Feature | Details |
|---|---|
| Plan type | Super top-up (aggregate deductible per policy year) |
| How it pays | Example from TATA AIG: a ₹10 lakh super top-up above a ₹2 lakh deductible pays once the year's claims cross ₹2 lakh |
| Renewal | Age no bar, lifelong renewals |
| Cumulative bonus | Starts at 50%, up to 100% of the sum insured |
| Discounts | 5% for a 2-year policy, 10% for 3 years |
| Sum insured & deductible options | Not listed on TATA AIG's plan page — we show you the choices for your age |
From TATA AIG's official website (October 2026). Features and premiums change — we confirm the current details for your age and city before you buy.
Key Benefits
Key Benefits of TATA AIG MediCare Plus
No Sub-Limits
No sub-limits, unless stated in the policy documents.
Consumables Benefit
Consumables covered — a common out-of-pocket cost.
Global Cover (Optional)
Treatment abroad for a disease diagnosed in India, when travelling for treatment.
541 Day-Care Procedures
Day-care treatments covered.
Cashless Claims
At TATA AIG network hospitals; 24x7 customer assistance.
Also included / available: tax deduction under Section 80D; works above your base policy or your employer's group cover.
Is It Right for You?
Who TATA AIG MediCare Plus Suits — and What to Check
Our honest view, so you buy with open eyes:
Good for
- People with a small base policy or office cover who want a big extra cover cheaply
- Families planning for treatment in a big city
- Anyone who wants to raise cover without changing their base policy
Check before you buy
- You (or your base policy) pay up to the deductible each year
- Pre-existing disease and specific illness waiting periods — we confirm them
- Choose a deductible that matches your base cover
Compare
Compare TATA AIG MediCare Plus With Similar Plans
We never sell just one plan. We put TATA AIG MediCare Plus side by side with plans like these and show you the difference for your family:
Buy, Port or Claim
Buy or Port to TATA AIG MediCare Plus in Guwahati & Assam
No office visit — on a phone call or WhatsApp, for families in Guwahati, Dibrugarh, Jorhat, Tinsukia, Sivasagar, Shillong, Itanagar and anywhere in India.
- 1
Compare
We compare TATA AIG MediCare Plus with other plans for your age, city and hospitals.
- 2
Buy or Port
We fill the proposal with you — or move your existing policy at renewal, with your waiting-period credit.
- 3
Claim Help
At claim time we help with cashless approval or reimbursement — in Assam or in Chennai, Hyderabad, Delhi, Mumbai or Bangalore.
FAQ
TATA AIG MediCare Plus — Questions
It is a super top-up with an aggregate deductible: once the total of your claims in a policy year crosses the deductible, MediCare Plus pays the rest up to its sum insured. For example, a ₹10 lakh top-up above a ₹2 lakh deductible.
A super top-up — the deductible is counted on the total of all claims in the year, not on each claim.
TATA AIG states "age no bar" and lifelong renewals.
Optionally — global cover for treatment abroad of a disease diagnosed in India, when travelling for treatment.
Yes. We arrange TATA AIG MediCare Plus on call or WhatsApp, compare it with other plans first, and help you at claim time — no extra fees.
Get a TATA AIG MediCare Plus Quote
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