Up to 100% HealthReturns™
Earn back up to 100% of your premium by walking 10,000 steps or burning 300 calories a day.
Aditya Birla Activ One — Plan Details, Benefits & How to Buy in Assam
Aditya Birla Activ One (NXT, MAX, MAX+ and VYTL) can give back up to 100% of your premium as HealthReturns™ for staying active, with 2X sum insured from day 1 and unlimited reloads. Here are the details from Aditya Birla Health's official website, in plain words — and how we help you buy, port or claim in Guwahati and across Assam.
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At a Glance
Aditya Birla Activ One at a Glance
Aditya Birla Health · Health insurance that rewards an active lifestyle
| Feature | Details |
|---|---|
| Sum insured | ₹5 lakh (zones 2 and 3 only), ₹7, 10, 15, 20, 25, 50, 75 lakh, ₹1 crore, ₹2 crore |
| Entry age | Adults from 18, no upper limit · dependent children 91 days to 25 years · individual policy from age 5 |
| Cover type | Individual or family floater (up to 2 adults and 4 children) |
| Policy term | 1, 2 or 3 years |
| Room & hospital expenses | No capping on hospitalisation expenses such as room rent |
| Variants | Activ One NXT, MAX, MAX+ and VYTL |
From Aditya Birla Health's official website (October 2026). Features and premiums change — we confirm the current details for your age and city before you buy.
Key Benefits
Key Benefits of Aditya Birla Activ One
Super Reload
2X sum insured from day 1, and unlimited refills up to 100% of the base sum insured from the 2nd claim.
Super Credit (Optional)
Adds 100% of the sum insured every year, up to 500% (maximum ₹3 crore), irrespective of claims.
Chronic Care (Optional)
Day 1 in-patient cover for listed chronic conditions and a chronic care management programme (OPD).
No Capping
Room rent and other hospital expenses covered as per actuals up to the base sum insured.
Non-Medical Expenses (Optional)
Covers the non-medical expenses listed in the policy during a hospital stay.
Also included / available: wide family definition — includes siblings, in-laws, grandchildren on individual cover; mental health consultations and unlimited tele support; steps and calorie tracking with a wearable device.
Is It Right for You?
Who Aditya Birla Activ One Suits — and What to Check
Our honest view, so you buy with open eyes:
Good for
- People who walk or exercise daily and want premium back
- Families with parents — no upper entry age for adults
- People with diabetes, BP or similar conditions (Chronic Care option)
Check before you buy
- HealthReturns™ depend on your activity — they are earned, not guaranteed
- Which features come with NXT, MAX, MAX+ or VYTL — we compare the variants for you
- Optional covers add premium
Compare
Compare Aditya Birla Activ One With Similar Plans
We never sell just one plan. We put Aditya Birla Activ One side by side with plans like these and show you the difference for your family:
Care Supreme
Care Health — comprehensive health insurance (individual or floater).
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Star Health — family health insurance (individual or floater).
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8 things to check before you buy.
How to ChooseBuy, Port or Claim
Buy or Port to Aditya Birla Activ One in Guwahati & Assam
No office visit — on a phone call or WhatsApp, for families in Guwahati, Dibrugarh, Jorhat, Tinsukia, Sivasagar, Shillong, Itanagar and anywhere in India.
- 1
Compare
We compare Aditya Birla Activ One with other plans for your age, city and hospitals.
- 2
Buy or Port
We fill the proposal with you — or move your existing policy at renewal, with your waiting-period credit.
- 3
Claim Help
At claim time we help with cashless approval or reimbursement — in Assam or in Chennai, Hyderabad, Delhi, Mumbai or Bangalore.
FAQ
Aditya Birla Activ One — Questions
A reward that can give back up to 100% of your premium for staying active — for example walking 10,000 steps or burning 300 calories a day.
2X sum insured is available from day 1, and the sum insured is refilled up to 100% of the base, unlimited times, from the 2nd claim.
Adults from 18 with no upper age limit; dependent children from 91 days to 25 years; an individual policy from age 5.
No — room rent and other hospitalisation expenses are covered as per actuals up to the base sum insured.
Activ One NXT, MAX, MAX+ and VYTL — we compare them for your needs.
Yes. We arrange Aditya Birla Activ One on call or WhatsApp, compare it with other plans first, and help you at claim time — no extra fees.
Get a Aditya Birla Activ One Quote
Call or WhatsApp us — we compare Aditya Birla Activ One with other plans for your family, free.