Reset Benefit
Restores your sum insured after a claim.
ICICI Lombard Elevate — Plan Details, Benefits & How to Buy in Assam
ICICI Lombard Elevate is a customisable plan with a sum insured from ₹7.5 lakh to unlimited, a Reset Benefit, and a wide choice of add-ons — from maternity and worldwide cover to shorter waiting periods. Here are the details from ICICI Lombard's official website, in plain words — and how we help you buy, port or claim in Guwahati and across Assam.
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At a Glance
ICICI Lombard Elevate at a Glance
ICICI Lombard · Customisable health insurance
| Feature | Details |
|---|---|
| Sum insured | ₹7.5 lakh to unlimited |
| Coverage area | India, plus worldwide through an add-on |
| Reset Benefit | Restores the sum insured |
| Waiting periods | Customisable — reduction add-ons for pre-existing, maternity, specific illness and worldwide cover; Jumpstart reduces it to 30 days for declared asthma, diabetes and hypertension |
| Teleconsultation | Included |
| Maternity & OPD | Optional covers |
From ICICI Lombard's official website (October 2026). Features and premiums change — we confirm the current details for your age and city before you buy.
Key Benefits
Key Benefits of ICICI Lombard Elevate
Infinite Care (Add-On)
One claim paid without limit.
Power Booster (Add-On)
A super loyalty bonus that increases your cover.
Worldwide Cover (Add-On)
Up to ₹3 crore cashless for hospitalisation abroad, including planned treatment; waiting period can be cut from 2 years to 1.
Jumpstart (Add-On)
Cuts the waiting period to 30 days for asthma, diabetes and hypertension declared when you buy.
Maternity & Newborn (Add-On)
Maternity benefit, newborn cover and newborn vaccination in the first year.
Also included / available: chronic disease management (add-on); beFit (add-on); claim Protector and Inflation Protector (add-ons); domestic air ambulance, nursing at home (add-ons); voluntary co-payment or deductible for a lower premium; IL TakeCare app for claims.
Is It Right for You?
Who ICICI Lombard Elevate Suits — and What to Check
Our honest view, so you buy with open eyes:
Good for
- People with diabetes, asthma or blood pressure who want cover sooner (Jumpstart)
- Those who want a very high or unlimited sum insured
- Families who want to build their own plan with add-ons
Check before you buy
- Many benefits are add-ons — each adds premium; we help you pick only what you need
- Jumpstart works only for conditions declared when you buy
- Worldwide cover has its own waiting period
Compare
Compare ICICI Lombard Elevate With Similar Plans
We never sell just one plan. We put ICICI Lombard Elevate side by side with plans like these and show you the difference for your family:
Buy, Port or Claim
Buy or Port to ICICI Lombard Elevate in Guwahati & Assam
No office visit — on a phone call or WhatsApp, for families in Guwahati, Dibrugarh, Jorhat, Tinsukia, Sivasagar, Shillong, Itanagar and anywhere in India.
- 1
Compare
We compare ICICI Lombard Elevate with other plans for your age, city and hospitals.
- 2
Buy or Port
We fill the proposal with you — or move your existing policy at renewal, with your waiting-period credit.
- 3
Claim Help
At claim time we help with cashless approval or reimbursement — in Assam or in Chennai, Hyderabad, Delhi, Mumbai or Bangalore.
FAQ
ICICI Lombard Elevate — Questions
From ₹7.5 lakh up to unlimited.
An add-on that reduces the waiting period to 30 days for asthma, diabetes and hypertension, if you declare them when you buy the policy.
Yes, with the Worldwide Cover add-on — up to ₹3 crore cashless for hospitalisation abroad, including planned treatment.
Through the optional Maternity Benefit add-on, with newborn cover and newborn vaccination add-ons.
It restores your sum insured after a claim, so cover is available again for later hospitalisations.
Yes. We arrange ICICI Lombard Elevate on call or WhatsApp, compare it with other plans first, and help you at claim time — no extra fees.
Get a ICICI Lombard Elevate Quote
Call or WhatsApp us — we compare ICICI Lombard Elevate with other plans for your family, free.